We all use Virgin in my house, the three of us pay less than $100/month combined. I've had it for years and am grandfathered in at $25/month with unlimited text and data. I did pay up front for my Android phone, but I have no complaints. I'm not a phone snob who needs all the bells and whistles, I mainly use it to text and watch DirecTV Sunday Ticket app at work. Virgin runs on the Sprint network if that means anything to you. I'm in Milwaukee area and have no reception issues phone-wise, but there is really no 4G to speak of, just 3G, but again, it works for me and the price is right. Depending on how much/little you talk, you can save more. I think it's unlimited everything for $55 and if you go to a 1200 minute plan, it's $45 and $35 for a 300 minute plan, but all with unlimited text and data.