Maybe I'm reading your post incorrectly, but you seem to have a beef with anyone that collects a pension. Yes, I'm completely aware of the rarity of pension plans (I work for a financial consulting firm and the majority of our clients are retirement plans, including a few pension plans - most of which are "winding down"). My wife has been with the company she currently works with for over 30 years. Like many companies, they discontinued the pension plan for new employees over 10 years ago, but existing employees (including my wife) were grandfathered in. My post was in response to an assumption that it did not matter when a player retired in regards to their pension. That does appear to be correct, but based on the document I linked in post 17, it does matter when players start collecting. The earliest they can start collecting is 45 and the longer they wait, the larger the pension amount (similar to how wife's pension plan works). Anyways, didn't mean to hijack the topic with boring pension plan talk. Was just curious, like others, why Bill Hall waited so long to "officially" retire and was wondering if it had something to do with his pension. That does not appear to be the case. Patrick425 - I think you are reading HighAndTight's post incorrectly. He was just saying how difficult it is to get an iron-clad pension nowadays, because business and corporations have used every possible legal maneuver to get out from under having to pay promised pensions. His happiness for you and your Wife was legitimate.