For the record, my account rep told me for last year's renewal, that agreeing to the payment installment plan was considered as paid in full. Unless they changed it, you should be able to do the installment plan and get the discount and perks I would think. That's the route I was going to go anyway. To me the early renewal perks have been uninspired for plans less than full season, for a few years running now. I think the last cool one was the autographed ball (which they still botched for me because I ended up drawing Villy, who was pitching that day, and thus not signing.)