OldSchoolSnapper
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Everything posted by OldSchoolSnapper
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You sort of hit one of the biggest flaws I find with employers hiring processes. What is the biggest thing 95% of them seek? Experience. What do they want? Someone who has already done the job for which they are hiring. The flaw with this should be obvious, but somehow, employers haven't caught on: Why is someone interviewing for a job they already have? Because they hate it. Yes, there can be relationship conflicts or geographical considerations, but in my experience, most of the reasons people leave a job really do boil down to a person not liking the work, but inventing a list of other reasons. So employers hire someone to do a job they clearly already hate, and what happens? After the honeymoon, surprise, surprise! A new list of contrived grievances arises. And they still can't figure it out. You got a crappy employee because you hired them to do the job they were escaping from.
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It's not a big deal anymore now that some do remote interviews. But all those steps aren't just 3.5 hours. It can be commuting 50 minutes to Milwaukee to do 3-4 different sit-downs...on your current employer's time. Which in many cases means multiple portions of days using PTO to interview for a job you have no assurance of getting. At my first god-awful job out of college, I was an hourly employee and I burned through nearly all of my PTO just scheduling interviews to get out of that job. It was absolutely awful. Unless you're miserable or unemployed, it just not worth that kind of stress for a mid-career person. All this is to say that candidate ghosting makes me smile from ear to ear. I'm glad employers are having their time wasted by folks for a change.
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I don't do homework for free. My wife had an interview like this, got hired, and the hiring manager used her fake project for a real assignment. He was using the interviews to mine his own work. I assume this happens a lot. She no longer works there. I'm late to the party here but I second all the frustrations with interviews. It's so bad that I don't even bother anymore and just opt to stay put. I'm not doing a phone screen with HR, a phone screen with a manager and then 2 on-sites. You're not that special guys. You don't get 6 un-billed hours of my time. As soon as they mention multiple stages I just decline the whole thing and get off the phone. I realize if you're unemployed you don't have that luxury though.
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I would for sure check into that... Sounds about right, overcharge you, chase you away, then deprive themselves of you coming back, even if they lose money in the process. You need to look into/learn the ins and outs of a VPN or something. $238 is insanity.
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I really liked it. Obviously graphic but I would say it's pretty "light" in the sense you don't have to think too hard. Also liked Midnight Mass, a few scenes of way too long and drawn out dialogue not withstanding.
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Even last year, the viewing experience was best on plain old cable in my opinion. Just the simple turn on TV and it's there is always best. But everyone has a price on what that's worth and to me it's worth about 1/20th if what they charge.
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I had been using my dad's fox sports go to catch a couple games but that suddenly changed to a Bally app that I can't get to work for the life of me. At this point I'm content with radio when I can catch it. I just don't watch enough TV to justify any service. I have a free MLB.tv app but I don't even want to pay for a VPN. It's one of those things that sounds good, then once I get it I use twice a year.
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How do you know that they didn't take positions before they broadcast their intentions on the internet? How do you know that there wasn't backroom conversation offline before they posted or about when to sell? Because they said so? Because it's on Reddit? They certainly don't have to pool their money for it to be illegal. This has been going on since the fall of 2019 and the original poster was talking to almost nobody for the first year. It's not until very recently that this took off. He's held the stock in the face of millions of dollars of daily losses. There isn't a sell signal. I noticed he sold some today to prevent being at a total loss but he's consistently held or purchased. You're reaching here.
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The key word is when withdrawing. Your pre-tax account withdrawals are taxed. What he's saying is correct. If the tax rates are identical, the after-tax value of both accounts is exactly the same. You can run this through a calculator and it will always be the case.
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This is empirically false. For most young people, Roth is almost always the best option. As you age and advance in your career, traditional IRAs start to make more sense. Generally I would say above the 24% tax bracket the traditional starts to really break away. The brackets 15% and below make up more than 3/4 of the US tax base and Roth is a slam dunk winner there. There are exceptions to every rule and so many variables that everyone really needs to research this for themselves (what state you will retire in, what kind of income mobility you expect over your career, etc.) and there are other benefits of Roth which make it attractive to lower bracket households. They can tap into the contributions for any reason at any time without penalty, which is not ideal, but they are the folks most likely to need it. But the statement that "most" people will do "far" better in a traditional just isn't true. Even if you take out the 0% bracket, which is a lot of people who probably don't have this choice to make, the 10 and 15% still comprise the majority of the tax base. For households at median and probably up to twice that, my advice would be to have a traditional 401k if offered at work, and max out a Roth, and do checkups at life stages to see if conversions make sense. The only thing that's "almost always" true is a that Roth is superior for young people.
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Small, nit-picky thing. This is 95% true, but it was the new board member hires from Chewy (has done very well) about 2 weeks ago that kicked this into high gear.
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Agree that thin crust is usually best and my preferred pie. I do like deep dish though and it goes further if sharing with a large group.
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That's not too far from what it is. It's basically a ciabatta as a crust. I'm not sure why that would make it bad though. I like all forms of pizza. Some more than others.
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The pizza did change as I noted, but honestly, usually it's you that changes more than the food. I use strong words with food sometimes but really, I've had maybe 1 or 2 pizzas ever that were so bad I wouldn't want to eat them. There are all kinds of things I used to enjoy, like Egg McMcMuffins and Dunkin, that I find almost totally devoid of any flavor if I eat them now. Pizza Hut, Papa's, whatever, most of it is "fine" to me, it's just that once you move around and have authentic pies you start to realize your opinions on pizza from high school weren't especially well formed.
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If you like Rocky's, you'll probably love Motor City Pizza Co frozen pizza. I've seen it at Walmart and Costco. It's the same style of pizza and probably about as greasy.
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I fully agree that they changed something and it doesn't taste the same. Pizza Hut was my favorite growing up and I have had it probably 4 or 5 times in the past decade. Dominos seems to be better than I remember as kid, but not enough to become a staple in my family rotation. I'll also say that I think Little Caesars changed for the better. They make a much more respectable pie and haven't increased prices much. Even my picky, German wife likes them, probably more for the crazy bread. At the end of the day, if I'm getting pizza its usually something local or Costco if doing a larger gathering. Hard to beat the value and quality of a Costco pizza I worked at Pizza Hut in high school. A couple of years ago though, they changed the sauce, cheese and the pan in which the "pan pizza" is made. It was ok in high school, I avoid it now. If I have to do a chain, I go to Domino's, but I find that if I have that a couple weeks in a row I get sick of the taste as well. They are far and away the closest (among chains) to an authentic Neapolitan but still pretty far. I recently bought an Ooni Fyra, so I'm pretty much strictly homemade from here on out unless traveling.
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The thin crust is quite good for what it is. The pan pizza is prepped by putting about an inch of oil in a pan and baking it. It is literally a donut with sauce and cheese on top.
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It is sad, especially considering that we can't go to the games.
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It's been a long time since I've had actual cable but the last time I did, the regular cheap cable package contained absolutely nothing. It was a bunch of crap and basically nothing that people get cable for. You had to go a level up for FSNWI. I'm almost positive their streaming service doesn't have FSN.
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Legally, I believe that's accurate.
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Sling was great because you could cut it off at any time and it was only $25. It's not included in the cheaper package anymore though, don't think it's in either Sling package but not 100% sure. I bootleg all the time, but I won't lie to myself and say it's as nice as having it paid. It's just a lot easier to sit down and watch it without any fussing.
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I just have a hard time justifying the $50 or whatever it is to get literally one program I'm interested in seeing and can't catch every night. Hell I'd give them $15 a month for JUST the telecast of the games.
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Someone can correct me if I'm wrong but I don't think you're getting Brewers baseball with Spectrum live. It's a bunch of crap like extra innings and MLB Network. I can't imagine they'd give away their golden cow with the streaming service. Those regional sports networks are the only thing keeping cable TV afloat. The rest of it's crap or can be had for peanuts.
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Given that every service says something like this and then FSNWI disappears forever I don't think it looks too great for YouTube TV. Sucks for everyone that enjoyed it. Personally I just lose interest once it's above $10 for a service, but I'd happily pay $10/mo for that one channel. Probably stuck with crap like this until all the deals can be scrapped and MLB can act on the fact that they need to get their games back in living rooms if they want to grow the sport. A combination of a 20-pk, radio, At-Bat, and occasional PW sharing will suffice for me.
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Not sure cracking down on sharing will cost them any significant number of subscribers. I give out my Disney and Netflix passwords and if they cracked down I would just say sorry guys, they're mine now. There haven't been enough people using the services for them to be gung ho about cracking down on sharing logins. Three years into Mandolorian and three other Star Wars shows + Marvel and continued original movies etc., people will be hooked on the services to the point that they'll just pay for it. Netflix is still very much in its infancy when it comes to original programming. They were previously nowhere near where they need to be from a loyalty perspective to start locking accounts. I don't know who suggested you should care about irritating streaming companies? The point is sharing logins is not going to be a long term savings strategy. The instant that paying for video protection is financially beneficial it will be widespread with these services. Netflix essentially said this publicly within the last few years. That it just wasn't a concern and they wanted to get their content out there. Last fall they changed their tune and want it to stop. So I think it's coming sooner than later. https://www.inc.com/jason-aten/netflix-isnt-cool-with-password-sharing-anymore-why-piracy-is-about-to-be-next-battle-in-streaming-war.html
