OldSchoolSnapper
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Everything posted by OldSchoolSnapper
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GoT never pulled me in. I watched the first two seasons and found it to be good, a worthy time killer, but I never saw it as this unbelievable masterpiece I had to stop time for. Breaking Bad was a much better all-around show in my opinion. Just more creative and better written.
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Family guy can't age because there is no substance to it. I'm not saying it's never funny, I've laughed hysterically at many of their scenes, but all they're really doing is conjuring up random funny stuff. They constantly insert daydreams and "remember the time" scenes in the middle of episodes. It's actually an ingenious formula in that it makes the need to create new relevant material much less demanding.
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Without Stallone/Rocky, I won't have much interest in other Creed films. To be honest, the actor that plays Creed is pretty blah. I just haven't found myself liking him much. On the flipside, and I felt a little guilty about these thoughts, I found myself more drawn to Drago's son than Creed. Viktor Drago has obviously led a much more interesting and painful life that Adonis Creed. His character drew more emotion out of me than Creed, and I found myself feeling genuinely sorry for him.. That is all I can say without posting spoilers, so I'll let it go at that... Whoa, I thought the first Creed was a little corny and didn't see the new one, but Michael B Jordan is a hell of an actor. He made Black Panther.
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I have a Spidey-obsessed 5 y/o, but Into the Spiderverse was a lot of fun.
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There were a couple hot takes that Yelich's best baseball had already been played. Guessing that had something to do with it.. -
Another common option is the non-breadwinning spouse continues working and adds you to their insurance. Some people really love their jobs and would do them for free. I have many friends and acquaintances who've done this. Usually the one working has a pretty liberal vacation policy and they still travel often while maintaining the benefit perks of a job.
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Not necessarily. $40k for two people is doable, it just flies in the face of conventional thinking so there is a knee-jerk reaction that it's insane. Pete Adney has been doing it for years on about $25k with a dependent child no less. As far as early withdrawal penalties, there are a billion loopholes for accessing retirement accounts prior to that age but that's a much longer post. Healthcare is a valid point, however Obamacare has made that a much less stressful proposition than before. You can remove a lot of that burden by taking care of yourself - before anyone says it, yes, I know bad things happen to people who do good things and your uncle ran 5 miles a day and still got cancer. I get it. The odds are tipped heavily in your favor if you do those things, though. His example of the $40k wasn't meant to be taken literally, he just used it because it worked with round numbers and utilized the 4% rule with a nice round $1mm. His point is still valid - the math behind retirement isn't as complicated as we're led to believe. $3 million by age 60 is extremely attainable for two working people on modest incomes. And it's most likely beyond what anyone would need and still enjoy themselves quite a bit.
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The tortoise plan has proven more effective for 99.9% of investors if they are invested in low-cost index funds. It isn't even necessarily tortoisey if expenses are curbed. There are blogs all over the place about guys retiring in their 30s using nothing but Vanguard indexes. Sorry, I'm older, retired and did fine, but this thread is rather amusing. I worked in finance for many years. The amount of people thinking they're better off targeting IPOs or messing around with bitcoin than they would be just dumping gobs of money into indexes is just always going to be funny. The math behind retiring early is really not that complicated. Don't make it harder than it has to be. Joe Blow has no idea when to buy and sell a stock or a BTC. You may play that perfectly once or twice. You're not going to get it to work for 20, 30 years. You're just not.
