FVBrewerFan
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Everything posted by FVBrewerFan
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Well, that's the problem. He's not a special player.
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Too much, hate this deal. Really hate it.
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Stumbled upon "Margin Call" over the weekend. If you liked The Big Short, this is better (in my opinion.) Outstanding cast, not sure how I missed it when it was originally released.
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Two full pages and no Shawshank? I can't let that go on any longer.
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Yea, I'm not as engaged as I used to be. And would never pretend to know the exact top or bottom, even if I did follow the markets very closely. But even a passive investor could see this huge run-up and make an educated guess there will be a pull-back. I never go "all in" or "all out" But I have found this has worked for me over many years. I've done that with individual stocks as well, although these days I only have a few left and I pretty much do just leave those alone since they are not in a tax-advantaged plan.
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Why not? I do it all the time, in fact I just scaled back earlier this month. I get most people aren't comfortable with that. But after a big correction, you better believe I'll be buying, and when we have a long run up, I'm moving a chunk out of the market.
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Sounds pretty cool actually, you don't want to save them?
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Or you could just get a Gold ETF that tracks the price of gold.
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Exactly, that's all I'm saying. You hear "SS won't be around" all the time, and it just isn't true. It will be tinkered with as we've discussed, but it's not going away. And don't even get me started about the trust fund. That doesn't even exist, except in name. Just another slush fund they've been borrowing from forever, remember Al Gore talking about the "lock box" like 30 years ago. The four options for SS were mentioned above, but don't forget about the 5th option they've been doing forever. Just print more money and run up more debt.
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I have been hearing "Social Security" will be gone all my life. That isn't going to happen. Look at the outrage whenever they even hint at changing anything. They can raise the age, they can tinker with means testing, but there will be SS. As far as 20 somethings saving more than any previous generation, I don't believe that. Years ago, before 401k, it was commonplace for employers to offer pensions, and most people had full time jobs. The 20 something generation is underemployed, and they have to voluntarily sign up for 401k. So I can't believe that combination would equal saving more than a generation who all had pensions. You never know how true these studies are, and then they always change. For example, just heard earlier this week that 50% of all Americans couldn't write a check for $500 if they had to.
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As a contrarian when it comes to most things, I ignore the First Commandment of investing- don't jump in and out of the market. I don't claim to hit the very top and very bottom of every time, or any time. But I do start re-allocating my funds in 401k/ Roth IRA from stock funds to bond fund when I see signs we may be reaching a bubble or peak. (Now is one of those times, for example.) That doesn't mean I go 0% in the market. It just means I start backing off in steps. Then, in times where it couldn't look more bleak, I begin buying again in steps. Have I missed out at the very top at times not having 100% or close to that in equities? Sure. But I've figured I have at least broken even doing it this way, and a couple times came out well ahead. Not saying it's right or wrong, just what I've been doing for about 20 years now. Finally, I only have a handful of individual stocks left. I have learned through the years I can't compete with market makers. I can do all the research in the world, but I don't know what the institutions know. So I'll trade a few stocks here and there, but when I buy stock now it's almost all S&P 500 ETF. Great discussion here though, always curious what others really do.
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Honestly, that was my reaction to your post. It makes perfect sense for a company to take potential candidates for a test drive. Sounds like you were well qualified for the position, but they probably had other candidates who were just as qualified. It almost sounds like you're saying "how dare they make me do all that when I wasn't really interested anyhow." Now, if this case study involves doing any work that would compete directly against your present employer, I agree with you that's an integrity issue. But usually when companies do this, the case study is more generic in nature.
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I loved that show! Looking back, it was pretty ground-breaking for it's time. It wasn't even on in prime time, and dealt with a lot various social issues. I will dig around Netflix and Hulu to see if I can catch a couple episodes this weekend for old times sake.
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Jericho, I may have missed it somewhere, but what type of position are you looking for? (Doctor, steamfitter, actor, IT, truck driver?) That will help me (and maybe others) figure out if we can help or not. It sucks, been there, done that. You will eventually find something that's right for you, and lasts more than two months. Just very frustrating getting through these phases in life.
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I know that type of company all too well. From what you're saying, I get the sense they're not trying to give you the run-around, it's just that it's obviously not a high priority to fill the position quickly. My advice would be to call the person there you are most comfortable with. Be honest, yet professional, and just tell them this is important to you, you know you'll do a great job for them, and it's been difficult to handle being in limbo for this long. You understand these things take time, they're dealing with other issues, etc. but can you please let me know when we can pick up where we left off? That's about all you can do at this point. Anything more and you look desperate or unprofessional.
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If it were me, I would have to feel out the interviewer to see how open I would be willing to be. Most importantly, try to be calm and stick to the facts. Acting and sounding emotional, calling him a crook, etc. will make you look bad. (Not that you would do that, just saying.) If he and his company are getting sued a lot, you can look all that up in public records, a lot of it is right out there on the internet. How about something like "I know rule #1 in interviewing is to never say bad things about your former employer. But in my case, certain things happened that just can't be ignored. " I think you can get away with telling the truth. I mean, look at former Enron employees, they have valid reasons to say their former employer acted unethically. The whole key is to not sound bitter, and even talk about all the things you liked about the place, and more importantly all the great work you did.
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I'm somewhat familiar with the Advertising field. Forget obsessing about the resume. Yes, you need to send them- it's worth a try. However, 99% chance you can keep sending them and nothing will happen. Didn't you intern somewhere in college? Are you on LinkedIn, and joined the Milw, Madison, and Chicago groups? Doesn't each city have an association, or professional group of some kind that had regular outings? Bottom line, entry jobs are filled with people who interned for these firms in college. Plus, and sorry but this is just true, preference is for attractive females. Not looking to stir up controversy, it's just true. Why not start your own business? Offer your services for free or nominal amount and build a client base and portfolio. Before long, you can start charging more. You can also now approach agencies with a client list you can bring to them. Another idea, you are in a creative field so....be creative. Sending resumes to HR depts. is not creative. Think outside the box. Look at the client list of the place you're applying and put together a press release, or print ad, radio ad...whatever for one of their clients. Show them what you can do! Find the creative people in the agency, not PR. Lots of different ways to get noticed, don't be afraid to get a little crazy, yet stay professional. Nothing to lose right?