I put $10,000 down on a $213,000 home in 2015. My PMI was ~$94/mo until I hit 80% LTV. That meant I needed to pay my mortgage down from $203,000 to ~$170,000. It took me about 5 years to knock off the PMI, so I estimate I paid about $6,000 in PMI. I detested paying PMI, but had I waited until I saved up a 20% down payment, a comparable home in my town would have cost at least $50,000 more. So I paid $6,000 to save $50,000. I’m not really salty about it anymore.