nodakfan17
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Everything posted by nodakfan17
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The last season of B99 starts August 12th. That might be it for network sitcoms. The shift to streaming is complete. The Goldbergs is still a good family comedy, but it’s past its prime.
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Former North Dakota and Philadelphia Flyers Head Coach, Dave Hakstol, was named the first Head Coach of the expansion Seattle Kraken. If the Kraken miraculously win the Stanley Cup, how many people in Seattle will claim to have been die hard Kraken fans for the last 30 years?
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I’d be interested in hearing about experiences with resume writing services. I’m not actively looking, but am considering looking. I’ve been with the same company for 10 years, so my resume skills are rusty.
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Today, I went out for drinks for the first time in nearly a year and a half. Paradise North Distillery is a neat place, BTW. Brand new distillery right on the Bay in GB. Try their bourbon. https://paradisenorthdistillery.com/
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Thanks for the input. I inquired about a refi at the start of the downturn and I think I was told there were no extra fees associated with a cash out refi, but the LTV requirements were stricter. For example, if you needed an 80% LTV to qualify for the best terms on a conventional mortgage, you’d need a 75% LTV (after the cash is taken out) to qualify for the best terms on a cash out refi. We bought our house in 2015 for $213,000 with $10,000 down. We currently owe $170,000 and our Zillow value is about $309,000. Our neighbor’s house just sold for that amount, so we have a reliable comp to support that valuation. It’d be really hard for us to get over our skis. Having never refinanced before, I’m just weighing a few strategies. At a minimum, I think we’ll refinance to a 20-year fixed and add a HELOC. Our payment on a 20-year fixed would be similar to our current payment on the original 30-year fixed loan. It’d effectively cut 4 years off the life of the loan. I don’t have any plans to use the HELOC, but it’d be nice to have as an emergency line of credit.
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My wife and I haven’t refinanced our mortgage during this current cycle and could potentially lower our rate by a full percentage point. I’m considering taking anywhere from $10K to $30K out as part of the refi and investing that money in equity index funds with the idea being that the long-term return on that investment will greatly exceed the 3% mortgage interest. I believe my wife and I have the financial discipline to let those funds ride for 10+ years. Aside from the obvious market risk (it’s possible my ROI doesn’t exceed 3%), am I missing any pitfalls?
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Interesting. I tried to watch some of LMS and found it really hard to watch. Jokes felt forced most of the time. Must just not be my type of show I got into Last Man Standing in its 6th season because it had just started in syndication and we had a newborn at home. It was a good family comedy that had a nostalgic feel to it. I still have a season and a half of LMS on our DVR. I just haven’t been able to get into the FOX re-boot. There were some cast changes and it just feels clunkier. I hope to finish it eventually. Like most shows, it really hits its stride in Seasons 2-5.
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I closely follow interest rates due to the nature of my job. One data point doesn’t scare me, but a pattern would. I’m still fairly optimistic we’re dealing with supply and demand imbalances that will get sorted out as the supply chain returns to normal.
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According to KBB, my used Camry is worth $3,000 more now than it was at this time last year. I figured it was a decent car. Who would have thought it’d turn out to be a good investment?
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It looks like Apple will be on sale again today. I’m not a big individual stock guy, but I’m bullish on Big Tech and have done well buying the dips on Apple.
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I recently saw an article on Yahoo! called ‘How to Finance Your Wedding.’ It was sponsored by a bank. [sarcasm]Tip #1: Don’t finance your wedding![/sarcasm] I realize for a small number of savvy couples, this is a leverage play. If they can use the loan to invite more guests who then gift more money, it could turn out to be profitable (I’m not suggesting that’s the goal of a wedding). However, for the vast majority of couples, starting your married life in the hole to throw a party is a bad idea.
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Kudos to those of you helping your kids learn to code. I’ve been learning Python on DataCamp since last Fall and wish I hadn’t waited until my mid-30s to learn. My high school offered C++ classes many years ago, but I thought they were just for computer nerds. I failed to see the vast potential of data science, automation, and AI and will probably be playing catch up my whole life to ensure my skill set stays relevant.
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I don’t think so. Even if the government thinks Bitcoin is ‘imaginary internet money,’ they still want their cut if you turn a profit on it.
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Yeah, that was a bit tongue in cheek - although Duluth, St. Cloud, and Minnesota State are all beyond ‘just happy to be there.’ I’m sure ‘disappointed’ describes a lot of hockey fans in Minnesota right now. If an East Coast team was going to win the Frozen Four, I’m glad it was a team like UMass and not BC or BU.
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UMass wins the Frozen Four. A disappointing showing for the ‘State of Hockey.’
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Bob Motzko coached at his alma mater St. Cloud State from 2005-2018, but left to take the Gophers’ job. Now his successor has the Huskies one game away from a title. Motzko was an assistant under Don Lucia on Minnesota’s B2B national championship teams in 2002 and 2003, so I understand why that job is attractive to him. Plus the money is probably better. Fun side note: I sold a tie to Don Lucia while working at Macy’s in college.
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Well, well, well...how the turntables. I am surprised UMass won, now I hope they win the final. I’m pulling for St. Cloud State out of conference pride. Plus, I usually root for Western teams over Eastern teams. I’ll admit though, I was surprised to see Duluth’s charmed run come to an end.
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Minnesota-Duluth will catch another break in the Frozen Four semis on Thursday. UMass will be down 4 players due to COVID protocols, including their #1 and #3 goalies. The backup goalie for Thursday’s game will be an undergraduate equipment manager.
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stoutdude - you and are probably in the same boat: I graduated high school at 175 and college around 190. The office life has not been kind to me and I put on about 25 pounds my first year out of school. I’ve been in the 210-220 range most of my adult life, but hit 230 just after Christmas. My work HRA scores have always been in the 85-90 range, so while not a train wreck, there’s obvious room for improvement. My ‘realistic’ adult weight is probably 200. I actually live fairly clean and exercise regularly. I ride a stationary bike for 30 minutes, 6 days a week. However, if I’m being honest with myself, pedaling a bike while watching TV is probably not providing a significant health benefit. I’ve resolved to get out and walk at a brisk pace 5 days a week (mixing in one bike day and one rest day every week). On weekdays, I complete a 2.2 mile loop around my neighborhood in about 35 minutes. Then on Saturdays, I’m taking a series of progressively longer slow walks in hopes of working up to a DIY marathon this Fall. Good luck to you!
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Nice work. Keep it up! I’m working on my dad bod this year. The early Spring has been a blessing. I’ve been able to get out and walk most mornings. Usually, I’m stuck inside on the exercise bike until May.
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Hockey Fans: I don’t watch a ton of hockey, but enjoy following a few college teams (North Dakota being my favorite). This week, UND’s Jacob Bernard-Docker signed with Ottawa. Looks to me like he was assigned #48 for the Sens. Some of the Twitter comments referred to this as a ‘bad number.’ However, I see jersey numbers all over the place (2-98) when watching the NHL. I didn’t think there was such thing as a ‘bad number.’ I know most colleges assign numbers 2-25 for their skaters and leave 1 and 30-35 for goalies. 26-29 are sort of the auxiliary numbers (at least at UND). Is there any rhyme or reason to how jersey numbers are assigned in the NHL?
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It’s crazy to think that some guys played their last college hockey games last weekend and will be playing in the NHL this weekend. Not too long ago, Brock Boeser played for North Dakota on a Friday night and then for the Vancouver Canucks on Saturday.
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Pre-COVID, I used to buy (and expense) Pizza Hut for my team when we worked late nights or weekends. It was a way to show appreciation for the crew, while at the same time demonstrating to Senior Management that I wasn’t abusing my expense account (‘it’s only Pizza Hut’).
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What happened to Pizza Hut? They ruled in the 80s and 90s. Going there for a sit down meal was a treat. One time as a kid, while sleeping over at a friend’s house, the host parents let us order whatever we wanted from Pizza Hut. I thought that was the neatest thing (and the ultimate status symbol for a 10 year-old). I think their downfall may be due to changing consumer tastes and competition from non-pizza restaurants. Fast casual places like Qdoba, Chipotle, Panera, or Noodles were rare in the 80s and early 90s.
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Frozen Four: UMass Minnesota-Duluth Minnesota State St. Cloud State I think I’m pulling for Minnesota State because they effectively got left behind out of the big college hockey realignment and have made the best out of a bad situation. Then probably St. Cloud because they’re competitive year-in and year-out, but have never broken through in the tourney. I’m still too sour about North Dakota’s 5OT loss to Duluth to pull for the Bulldogs, but maybe that will wear off in 2 weeks. I’ve always liked their program.