LouisEly
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Everything posted by LouisEly
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I also think that this and other moves signal that Stearns and his analytics team think that OF defense/range is undervalued in the market. Replacing Santana with Yelich, signing Cain, drafting athletic OFs in the 1st round three years in a row (Grisham, Ray, Lutz - who played CF this past year). Yeah, they gave up an athletic OF in Brinson but replaced him with two. -
I think everybody hates things that they don't like. Except for things they are indifferent about.
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A couple of small problems trwi7: 1) You have 12 guys on your list, not 11 B) If you dump the guys you say you will dump, you will only have one backup 2B/3B/SS on the 40. No one to call up in case of injury. 3) If you get rid of two catchers, Nottingham is the only backup on the 40 (and he is nowhere near ready yet). 4) If you trade Broxton you might have to add that player to the 40. We also have significantly different views on the value of Pennington and Wilkerson. I strongly disagree with the notion that those guys will be given away for nothing. I also think Perrin has value as a cheap 5th starter. Other than that, you're spot on...
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If you dislike giving up prospects, the Brewers were going to face a 40-man roster crunch next offseason. They either had to trade some prospects before the Rule 5 draft, or risk losing some for no return in the Rule 5 draft. Trades had to happen.
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Three of the four players the Brewers gave up have not proven anything above high-A. The fourth put up big numbers in Colorado Springs the last two years with an extremely high BABIP (.377 in 2017, .455 in 2016). "High risk prospects" is a very accurate label. The real evaluation is what additional deals are made as a result of this (specifically Santana to Cleveland for Salazar/Kipnis/prospect).
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This is what gets me - if Bitcoin uses blockchain, then if they are "stolen"/acquired illegally (i.e. ransom, etc.) then can't they be traced or shut down/turned off? I'd be cautious of investing in Bitcoin right now. I could see governments collaborating to create a similar global currency with established value, which could drastically cut down on rampant inflation in 2nd/3rd world countries. Think of if the U.S. replaced the $100 with a similar "bitcoin" with ownership. Maybe a $1000 bill (yes, they used to exist) would be more likely, but "ownership" of that $100 bill is backed by blockchain. Each one has it's own unique identifier with digital transfer of ownership. I could see that drastically reducing ransoms/ransomware. Hard to demand money illegally when it can be digitally traced and/or turned off and devalued. That's one of the big benefits of blockchain - reduction of fraud.
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Doubled in over a month. Insane. Bitcoin is an alternate global currency. Not sure how they evaluate the "value" of a coin, but seems like its value is based on stock-market like speculation (probably most similar to gold/precious metals). Right now it's value is being run up by pure speculation, like the real-estate flipping boom of 2005-2007 on steroids. Bitcoin uses blockchain to determine ownership, which is actually the interesting part of it. Blockchain is like a transparent, permanent ledger that cannot be changed. When all parties sign off on a transaction it gets entered into the "blockchain" and no one can delete it. Blockchain has the ability to drastically cut transaction costs/time. Think of buying a house - all of the money you spend on title insurance is for manual research of title history to make sure that nobody has a lien/claim on the title. If there were an open, transparent, permanent ledger that shows all historical transactions involving the title... no, or at least very minimal, title insurance costs and shorter closing time.
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They listed the house on Friday and had two offers before the open house on Saturday. Went to the open house on Saturday and during the 15 minutes I was there at least 15 other people walked through. 30 minutes into the open house the listing agent was almost out of brochures. My realtor said she has never seen an open house like that. They set a cutoff for best offers by 5pm Sunday and accepted an offer Sunday night (not mine which was list price). Found another place on line on Sunday that had been up for six days. Contacted my realtor, she called... and was told they had multiple offers and had a cutoff at noon on Sunday (it was 1:30pm). Wow. Housing is not a bad place to be now.
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I'm looking at buying a house that is around $550K. If I put 20% down ($110K) the loan is $440K which is a jumbo loan and the interest rate is around 4.375%. If I put down 25% (additional $27K down) it's just under the jumbo threshold and the interest rate is 4%; but if I pay for two points (additional $7K) the interest rate is 3.875%. The points are a lot less than putting down an extra 5%, but the extra 5% goes towards the principal whereas the points are a cost and the points require you to stay in the property for ~7 years to break even. Not sure which is the better option.
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Another thing to keep in mind - you never make or lose money on anything until you sell it. Doesn't matter if they are underwater as long as they can make the payments (or rent it to someone who can make the payments for you). Keep making the payments and reduce the principal, eventually it will be paid off. Many people who were underwater in 2009 are now above what they bought it for in 2006/2007 because the lack of home building from 2009-2013 has created a housing shortage. But if you didn't know the real estate market was going to crash in 2007/2008, you weren't paying attention.
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Warren Buffet and others have said repeatedly that the best option for the average investor is to find a low-fee S&P 500 fund and put your money there. Those are generally the most profitable companies - let them do your work for you. The time it would take for you to do the research versus the fact that there are always people who know more than you... odds are you won't win by trying to pick stocks. The exception is if you know an industry really well and can spot an overreaction by the market. For example, when the market got scared of airlines reducing fares and overreacted to lower $/seat/mile predictions, American Airlines stock dropped to $33. That meant it had a P/E of around 2.5; the average P/E of a S&P 500 firm is around 13-15. Total overreaction, and I bought a bunch of AAL at $33 and now it is around $44 even after a significant pullback this week - it was around $47. A nice 33% gain over less than six months. As for real estate, there is always an inefficency in the market. A ton of apartments - most being one or two bedroom - have been built in the last 3 years. There has been very little building of single family homes or duplexes with 3+ bedrooms in the last 8+ years; you just can't find them on the market. If you can find one you will have no problem renting it, and that will be the case for some time. I would not want to own older 2-bedroom apartments right now.
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Milwaukee's own Gene Wilder, gone at the age of 83. Mel Brooks is now the only major cast member from Blazing Saddles still alive. Blazing Saddles, Young Frankenstein, Willie Wonka, Stir Crazy, See No Evil Hear No Evil (very underrated IMO), The Woman In Red - he left quite a legacy. A man who could make you laugh with just the expressions on his face. RIP Mr. Wilder, you will be missed.
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A case study now is fairly common - had a couple of those - but typically they give you the data/scenario. I don't find it an issue when they give you the data/scenario, so long as they don't ask you to divulge anything regarding your current employer. What they want to do is see how you think, how you analyze, etc. - it's more about how you do things than the actual analysis you come up with.
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Jim Perry, host of two of my favorite game shows from when I was a kid (Card Sharks and Sale of the Century) has passed away at the age of 82 after a long bout with cancer. "Higher!!!"
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Somewhat on-topic, while most of these are just character deaths, some of them were real actor deaths. What stands out as missing are the two bailiffs from Night Court who passed away; the show addressed both deaths during episodes. But the article does mention Coach from Cheers: http://www.msn.com/en-us/tv/gallery/28-tv-deaths-that-absolutely-broke-your-heart/ss-BBmrLSb?ocid=mailsignout
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Only when you are recently out of school. I just finished the UW MBA program in May -a top-10 public school MBA program - and I'm still looking because I'm a career switcher. Great phone interviews, but decisions are still made on paper, and if a hiring manager isn't connected to the MBA program I usually get nowhere because they value experience more than the MBA program. Once you get 3-4 years of experience in your field things get much easier. I would have been employed before graduating if I had 3-4 years of experience in my field prior to the MBA program. One last bit of advice. Every job can generally be classified as one of two types - a revenue-generator or a cost center. Revenue-generating positions (typically sales) get filled quickly (unless there is some major realignment coming soon), so I'm assuming your field is a cost center. Think about that from the employer's perspective. Then focus not on you (when they will make a decision), but on them and how you will justify the cost of employing you. Focus on what you can do for them, how you can solve their problems; focus on how you can either a) increase revenue or b) reduce costs. Find out what their biggest problems are, and tell them how you can help solve them.
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There is a point where time spent pursuing this could be used for searching for another opportunity. Your time is your most precious resource. The unemployment rate has (supposedly) dropped to the low 5% range; things will start opening up. If you are running into "experience" concerns from potential employers, an idea might be to find a charity to do pro-bono work for in your field. They are always looking for professionals to help with running their charities, and you can make a lot of connections working with charities too. Build your experience and make connections, that's the best thing you can do for yourself.
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To me it sounds like it is a matter of whether they think it will be financially worthwhile to fill the position, not a matter of you as a candidate. Behind the scenes, that's why a lot of these decisions get put off - they aren't sure of their financial situation and whether they need someone in that role. I think the question to ask is, how important is the position to that company's success and continued operation? Had this a couple of months ago - they really liked me, things got put off, things got put off some more, then they decided to eliminate the position.
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GAME, I'm wondering if there is something a little "outside-the-box" that would be a good fit for you. Are there any specific areas that you have expertise in that you could possibly do consulting or start your own consulting business? With the amount of emphasis being put on sustainability and environmental impact by companies as a result of regulations and public relations, perhaps someone with your expertise in protecting nature and the environment could be in high demand in the private sector as an environmental consultant. Consulting is something you can do part-time while you do a full-time search. If you're ok with staring at a computer screen, there are coding "boot camps" that you can learn how to code in a couple of months and have a good shot to land a $60-75K/year programming job in six months or less. Or learn SQL; if you can do SQL queries all day long there will be no shortage of analyst job opportunities for you.
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No mention of another Milwaukee product, Gene Wilder (80). More known for movies, but he and Mel Brooks I think are the only ones still left from the cast of Blazing Saddles.
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No mention of Mel Brooks (87), but he was more movies than TV (but how many times did we get to see the edited version of Blazing Saddles on various UHF channels; saw the edited version many times before finally seeing the unedited version, and I fell off the couch the first time I saw the full "bean scene"). No mention of Joan Rivers (80) either - tied for the second most appearances on the Johnny Carson show - but she is "only" 80. I'm not closely related enough to James Rockford, or James Garner, or James Bumgarner to know him personally but I'm closely related enough to not need to look at Wikipedia to know that Bumgarner is his real last name.
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Bah!! I had Orioles as my first choice and Red Sox as my 2nd.
