Valpo "Represent!" I can't say that I'm 100% adherent to Dave, but I try my best and know our finances have improved a lot. I try to get bits and pieces of the show each week. Really, it's pretty much a rehash every-night, but a great 'marker' for me of the path to be on. Again, just for me it has been an outstanding program. No more "stupid-tax" for this guy!!!