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LouisEly

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Everything posted by LouisEly

  1. When I was last in Madison (2012 to late 2015) they were in the midst of adding 5000 apartment units to the city. There certainly wasn't much pushback at that time; mid-rise apartments were going up all over downtown around campus. From what I hear, there are plenty of apartment units available in the city but they overbuilt on small 1-bedrooms and there is a big demand for 2-bedrooms. But I am not looking to live in an apartment building with a bunch of 20-somethings. There hasn't been much building of ownership units in the city the last decade.
  2. Wondering what the Madison folks can tell me about the Madison housing market. I'll be moving (back) there sometime in the next six months, and just about everything I see is either pending or contingent. The only things I see that aren't under contract are either under construction or obviously do not need to sell and are listing a wishful price that would make it worthwhile to sell (as evidenced by the >150 days on the market). Not much even for rentals (and I have no desire to live in an apartment building downtown with a bunch of 20-something Epic employees). Ideally I'd like to be downtown because that's where the office is. There will likely be more inventory in a month or two when the weather gets better, but right now there is not much. I don't think there will be much of a wave of foreclosures, at least not for ownership property. The industries that got crushed by the pandemic (travel/leisure, restaurants, retail, hospitality) have a relatively low percentage of jobs that can support ownership; most jobs in those industries are part-time or low-paying.
  3. Agreed, but I think those players will sign one-year deals hoping the cap will bounce back, or they may take a year off to heal their body rather than play for the vet minimum and try to come back in 2022. Hearing that Wagner has been dealing with a knee issue and is considering retirement. With $40M in career earning, I certainly couldn't blame him for walking away, or at least taking a year off to heal.
  4. He only played guard at Indiana and is listed as a guard on the roster. Unlikely they think he's a tackle.
  5. Kirksey was as much of a lock as there possibly could be. Not shocked on Wagner, but did think there was a chance they'd keep him due to Bakh's injury. Yep, the question now is who is going to be the other starting tackle? Something tells me it's more likely that they are targeting several OTs with their 1st round pick (Leatherwood, Eichenberg, Mayfield, Radunz, Slater. Cosmi) than think that Nijman is ready to start. I wonder if Wagner will pull a Lane Taylor and there is an agreement to come back at a lower salary.
  6. I live in a condo community in Waukesha. Last year, I had six neighbors who had lived here fewer than four years sell their property at a gain that computes to an annual 6%-8%. I will be listing soon, and I would love for my place to have appreciated at an annual 6%. But near north Chicago isn't quite as hot with all of the restaurants shut down and all of the riots/looting last summer. I think I'm far enough away, but 6% ARR from when I bought it four years ago would be an absolute dream... it's what I would need in order to not lose money on it, given all of the repairs.
  7. https://www.spotrac.com/nfl/cap/ Right now the Packers are 26th out of 32 teams in available cap space, but most of the teams with the lowest committed payroll were bad teams last year. The Bucs are 12th, but only have 44 players under contract; they need to add seven roster players and ~10 practice squad players, and even though only the top 51 count they still have to count the signing bonuses. The Saints are in a world of hurt.
  8. Wagner and Turner aren't depth - with Bakh likely out until late in the season, they're the starters at OT (unless they draft an experienced OT in the first or second round). Much more likely that Wagner is extended with his 2021 salary converted to a signing bonus and/or Turner's salary converted to a signing bonus over his last two years than them being released.
  9. The league year starts on March 17th, and I'm pretty sure that teams have to be down to the cap number by that date. So my guess is either that the cap number will be released any day now, or that they are negotiating a soft cap for 2021 with the player's union.
  10. I read something somewhere that this is the general philosophy of their new DC - he likes to have four great pass rushers and drop seven in coverage. That would be four great pass rushers.
  11. Nope. Used to do marketing research for a biopharmaceutical company; now I lead outbound research and operations for a SaaS (software as a service) company. I should be a consultant, though, with all of the different things that I have done... but they only hire your prototypical 26-30 year old MBA grads.
  12. Odd, borderline lazy reporting by Herman. If you assume a moderate decrease in the cap and factor in the Packers' adjustments, they're about $20 million over the cap AFTER Bakh's restructuring yesterday. Restructuring Rodgers and extending Adams ALONE would free up $23 million, getting them below the cap. The four cuts he notes would free up an additional $21.25 million, putting the Packers at $24.25 BELOW the cap. Stating that that would just be the "STARTING POINT to get under the cap" is literally factually incorrect. Right now their top 51 sits at $202.3M, and they carried over $3.75M from 2020. Assuming Kirksey and Preston Smith get cut, that puts their top 51 at $190.25M. They'll need about $8.75M to sign their draft picks; applying the $3.75M carryover against that, let's say an additional $5M, putting their top 51 at ~$195.25M. The lowest rumor I've heard is $180M, so they would need to restructure an additional $15M at most, of which Rodgers and Adams would take care of. If Lowry gets cut, it's only ~$12.5M. If they need additional space for Watt, they could convert Z-Smith's salary and bonuses to a signing bonus and perhaps extend him another year; that would clear up at least $8M more.
  13. I accepted a job offer in early January. I had been looking for a year. Everybody (in my line of work at least) stopped hiring from February until about August, then there were so many people looking that if you didn't have exactly what they were looking for you didn't have a chance. The director of the UW MBA program I went to said the same thing; employers are being really picky now. I applied for a job at McDonald's corporate HQ here in Chicago last fall; I saw the posting on LinkedIn four days after it was posted and LI said it had 200 applicants at that point. Despite knowing the head of the department, I didn't even get an interview. The job I ended up accepting wasn't what I had been doing the last five years and isn't here in Chicago; it's in Madison and is a combination of several previous experiences I had and that combination (market research, sales, people leadership, software/databases) is a fairly rare combination of experience/skills to have. I'm also making about $15K less per year than at my former job (and will incur $40K in sales commission on selling my home plus moving costs), but I was that miserable at my old job that it was worth it.
  14. Reggie was an end. Dotson and Brown were the interior linemen. By today's standards, Reggie White was most definitely an interior lineman. He was not an edge rusher. That would be like saying Aaron Donald is not an interior lineman because he technically plays DE in a 3-4 defense. You literally said (bolded) he had 15 sacks and 101 tackles as an interior D-lineman. He literally played DE in a 4-3 alignment. Look it up.
  15. Not a bad idea, as PIT needs a successor to Rothlisberger, but trading Love will accelerate his guaranteed $ and put them in a worse cap situation; he has $9.3M in dead cap vs. only $1.17M in salary.
  16. Reggie was an end. Dotson and Brown were the interior linemen.
  17. I have $485 in unused commuter benefits that I accumulated at the beginning of the pandemic waiting to return to work, which never happened. I recently left my employer and have 90 days to use the benefits, but I am still working from home in my new job. The IRS has not made any adjustment as far as I know to allow people to convert this to cash and pay taxes on it. I have these benefits on a Visa debit card, though. Does anyone know what would happen if I used these funds for ineligible expenses? I can't find anything on Wageworks' website, and a web search came up empty; all I could find is what you can and can't use it for. Previously I attached this debit card to the account I had that I purchased my public transportation with, but I've never seen any statements or reconciliation of my purchases. (On that note, anyone take public transportation or have parking charges for commuting, preferably in the Chicago area? I'll sell these benefits at a discount.)
  18. IMO, the evidence to the contrary is a healthy Bakhtiari in the NFCCG. If he plays and keeps JPP at bay and gives Rodgers more time to throw, I think GB has a good chance to win that game.
  19. COVID, or being on the phone with the Health Department for an hour?
  20. That's going on in pretty much every state (feelings that rural areas aren't getting enough in favor of the bigger cities).
  21. Tampa's defense the last two games has faced teams without their starting Pro-Bowl LTs. Makes the pass rush quite a bit easier.
  22. Not necessarily - half of the effectiveness of the jet sweep is just making it a credible threat to keep the DBs/OLBs from crashing down in the box. Faking the jet sweep keeps the OLBs and DBs at home, keeping defenders out of the box and allowing for runs up the middle behind UW's road graders. And if you have a RB who is a good pass-catcher (Guerendo came to UW as a WR and lined up at WR for a few plays in the Rose Bowl) he can run a wheel route and get behind the defenders if they come up expecting a jet sweep.
  23. Or Guerrendo and Julius Davis. The jet sweep worked best when Gordon was running it.
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