Oil is dropping a bit again, too - so the "appears" related to inflation is definitely subjective assuming gas prices find a way to start receding....probably will be back up another $15 a barrel next week for all I know, though. It's going to be impossible to predict when a sustained, true market drop happens, especially when every down day from all time highs is going to swing quite a bit. So, I'm just happy I opted not to put everything under a mattress and spend the next 6 months to a year waiting for the right opportunity for a market plunge to get back in and act like I'm an expert, when nobody really is. Been blissfully ignorant maintaining the DCA approach to try and capture as much of the gains as possible, at least for now.