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RobDeer 45

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Everything posted by RobDeer 45

  1. NeedMoreFans - Yes, a lot of letters of recommendation come from people you no longer work with. A lot of scenarios, it's tough to ask for a recommendation letter from your current employer. I would imagine, in your scenario, a current administrator would likely be happy to help you though.
  2. My two best investments have been Anacott Steel and Farrow Tech.
  3. DHonks - great point on getting conservative close to retirement. I'm of the belief that when you retire, you hopefully have 20, 30, 40 more years to have your money working for you. It's smart to get a little more conservative, but you definitely don't want to put everything in to bonds when you retire.
  4. Simple way to look at it is if you invest properly in equity based mutual funds/ETFs, you can typically bank on ***7-10% returns over a 10 year period (also assuming this is in your retirement account so you aren't paying taxes on gains). That will fluctuate from year to year, so you need to remember this is long term. Compare that to the interest rate you are paying on your loan. If it's close, it's probably up for debate. If one is quite a bit higher, that will tell you where to put your money. I guess you should also figure in the fact that money that would go towards your loan would be taxed as income. Money going in to your 401k would not get taxed. Added benefit to saving for retirement. You also get to write off your student loan interest amount. I was lucky to consolidate my loans right out of college at an extremely low rate. Rates were super low. I've decided my money is better off invested in retirement as apposed to paying off my loan. Higher interest rate loans/credit cards should always take precedence over the retirement money, in my opinion. Just my two cents. ***I didn't have the time to double check that figure. I used to be in the financial planning industry and I believe that was the figure that was usually thrown around. You could ask a financial planner or probably get that online, but I believe that to be the number roughly when looking at what the market has returned on average.
  5. I've always thought the best way to figure out the stock market a bit is to pick a company or industry you already know something about. Like if you are in to video games. Which company do you think is coming out with content ahead of its time. Take that company and start researching it more. Than compare it to some other companies and figure out which one has the best long term potential. If you already know a lot about the topic, it's much easier to start to figure out which companies might be good stocks to target. I would highly suggest that your first purchase (or couple) should be companies that you want to own longer term. It's much more complicated to go in with the mindset that you are only looking to buy and then sell a week later for a profit. Look for something you can hold for a couple years because you think their long term potential is there. Next bit of advice is don't overreact to news once you own the stock. If you sell every time a bit of bad news comes out, you will lose. If the main reasons you picked the stock in the first place, haven't changed, you should continue to believe in that company. Just my two cents, but I think diving in to something you already enjoy and have some opinion on, can make this very enjoyable.
  6. Hey that sounds like you made the right decision. I think it sounds like you are in a solid situation and there is room for you to grow there. Enjoying your job and the people around you is more important than a little extra money. That is always nice but it wears off after a short time and then you are left with day to day frustration (if you take a job just for more money). Some day an opportunity might come a long that is worth the risk, but doesn't seem like this one was. Good luck.
  7. Yes, I think that is somewhat the norm these days. Part of the reason they do it is to make sure they don't have someone who can talk a big game, but doesn't have the ability to back it up. As a recruiter, I always tell the people I work with, if you like your job but are underpaid, ask for a raise. I'm sure most companies have policy on this, how often you can do that, but maybe this would be a good time. Make a case for why you feel you are underpaid for your skill set and the worst they can do is say no.
  8. Congrats Game05! Glad it is finally working out!
  9. High risk high reward. If you think you will always regret not going, then go. If you think it will be out of your mind in a few months, then stay.
  10. GOOD LUCK!!
  11. You could put a section titled something like "various temporary work" with the date you've been working those. Maybe below put specifics upon request. This way you are showing that you worked but that you were not job hopping.
  12. rwa12 - I agree. I think you find the place you love, and are passionate about, and do anything you can to get your foot in the door. If you believe in yourself and you are willing to work hard, you can get there. Continue to apply to as many places as possible, but concentrate on a few companies. In the meantime, anything you can do to get any experience in your field, do it. Volunteer, side jobs, part time jobs, maybe a blog or something? Just throwing out ideas. If you can do anything to show an entrepreneurial spirit, it will help you a ton. Companies are looking for people that can take them to the next level someday, not just a person that does their job.
  13. Billyhallfan- I would start trying to get interest from jobs up there and when they contact you, just be honest. Tell them you are moving up there and you were curious if you could do phone interviews or skype (something like that). I think by telling them everything up front, you can make things happen. I think you can find sales by showing them that you have a proven track record, even though it's short. It can't hurt to start tossing your resume out there!
  14. I think linkedin is useful for some industries. Recruiters and HR people do use it quite a bit. If you have accomplishments or a job history that really stands out, you will get use out of it. The more active you are with it the better off you are. You can seek out the type of contacts you want to make instead of sitting back and waiting.
  15. I don't think you should ever have to chase a recruiter. In a company like that, where all they care about is placing someone, if you fit what their looking for, they'll be all over you. If he hasn't called you back, I'd guess he either filled it or doesn't actually think you would get hired. And an earlier poster above hit it right on, these guys are judged every day on phone calls and time on the phone, so he could have just been making a dial. I think the other issue with these big companies is the person trying to fill the position is not the person talking to the employer (usually) so they just have a brief description of what is wanted.
  16. Another tip to help you is go in to the interview with the phrase "I'm interviewing them as much as they are interviewing me." Go in with the goal that you want to find out as much about the company and positions as you can. You want to see if it's a good fit for you. I think this shows confidence and can put you ahead of the other candidates who just sit there and answer questions.
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