RobDeer 45

Not sure on the Wii but I'll have to check that out. We just hooked ours back up for the first time in awhile (I have 3 young boys 7,4,2). I know going back to SNES days, there were certain games that had a "computer assistance" option which kept games close. On a similar note, I lost for the first time to my son in a sports game, Madden. I play up two levels from him and he destroyed me in our last game. This is similar to an "assistance" type thing. I used to be really good at Madden.... 15 years ago! He just started playing it a little bit at the end of the NFL season. I guess I need to get some practice in before the next game because my pride can't take that. If he ever beats me at Tecmo Super Bowl, I may shed a tear.

That's just because you have no taste! That was a good one! Do they still have dollar slice day or all you can eat slices? Those were the days! In college we would go there and eat way too much, then bring home 4 slices or so a piece. Had to lose so much money on that.

J-E-T-S JETS JETS JETS!!! I love Jets! Your review is exactly how I describe it to people. When we moved to Cincinnati, we could not find a good local pizza place. We stumbled on Jets and fell in love with the 8 corner pizza. It's so good. There is one near us now in Minneapolis but we aren't in the delivery zone, so we don't get it as much as I'd like to. Dang it, I may have to order it this week now that you have me thinking about it.

Because Cramer was a hedge fund manager 20 years ago? Data is much more available and transparent now, and regulations were passed after the late 2000's financial crisis that increased government oversight and eliminated some regulatory gaps of hedge funds. The definition of "hedge fund" and how it got it's name is because they hedge their bets to create less volatility in expected returns compared to other retail funds with high exposure to the market. They make more extensive use of leverage and derivatives, riskier bets, but hedge those bets to reduce volatility. What I linked to was what is being said by others about Citron, not me. People go on CNBC, talk to reporters, or go on social media all the time about the companies they are buying or shorting. It's to get the hype going to help them out. Just watch CNBC for a few days. There is more regulation on what you can and can't do, but it's still happening all the time. As for hedge funds definition, that is partially accurate but hedge funds have taken on many more forms now. Some hedge their bets like you mentioned but some don't. Essentially hedge funds are for investors wanting to hedge against their other investments because the fund hopes to make money in any market condition. Some can all be long, some all short, and some in between. They can essentially do whatever they want (within the regulations) and take on more risk because investors are wealthier and are made aware of the risky nature.

The hedge funds aren't asking others to short the stock as well to drive up their profits; they don't announce anything. They're doing it independently. Their trades may be publicly available information, but they aren't promoting them. They do promote their trades many times. They will short a stock, go on tv and tell whoever that the company is not a good investment and that's why they sold or are shorting it. It is also public information. That's all fine, the reason this got out of hand is because the shorts were beyond 100% of the outstanding shares. That was a signaling that people were going have to do a lot of buying in order to satisfy all the shorts.

What would the logistics be if they just went to MLB app with no blackout restrictions? Wouldn't that be the best for everyone? Or would they have to raise the prices to make it profitable enough for the teams? I love MLB tv but it's worked because I've been out of market. I really dislike how much the regional channels have been causing issues with so many services. Like many of you, I lost mine in MN this fall. Doesn't bother me too much right now, but I do like to watch the occasional T-Wolves or Twins game. Hoping they get it worked out again, but it won't kill me not to have it. If I lived in WI, I'd be having major issues!

Can they call the company and explain the situation, see if they'd allow them to login as much as they want? Otherwise I love YoutubeTV. You can try it free for a month. I was super worried about it not being enough of what I want, compared to DTV. When I did the free trial, I only used YTV and found I was not missing anything at all (until NFL comes back and I don't have Sunday Ticket, but I think I will split the cost with a friend and use their online login). With YTV you can have multiple logins going at once and can use it wherever.

Me too! There is a lot of love here though, so I went with it. Congrats on the internet! Also, I guess, congrats on the Masters.

100%! It's been really fun to watch that with our family.

Ooof that Fox Sports news is not great. For me, being in MN, it's not a deal breaker, but it is very unfortunate. I do like watching Twins games, and now that won't be possible. I'm hoping they get something done. I feel like they will, but they will have to play some hardball (pun intended).

I agree on the Pizza Hut thin crust pizza. It can really hit the spot. My knock on it is I feel there is a slim margin between it being good and average. If it's overdone or you get it cold, it can be so average. When it's hot with warm melty cheese, it's really good. Another pizza place that's a chain, but not one of the main ones, is Jet's Pizza. If you haven't given it a try, I highly recommend. You have to get their eight corner pizza. It's very similar look to a Rocky's slice and has a great buttery crust like Pizza Hut deep dish. When we lived in Cincinnati, we couldn't find a good local pizza place, and this became our go to. I actually just had it last night and it was delicious as always. For the record, I'm not a deep dish pizza fan usually, but their eight corner is awesome!

LouisEly - Rocky's! I haven't had that in so long but it sounds glorious right now. Speaking of pizza places, when heading to Milwaukee a few weeks ago I saw a Pizza Pit in Lake Mills. There used to be one in Eau Claire that we'd order from when I was young. I had no idea Pizza Pit was still alive. I don't think the pizza is very good but it was a fun blast from the past for me.

Ha! No worries. Yes pretty spot on. Awesome to hear you are a Balistreri's fan too! I always go to the one on 68th but have been to the one on Bluemound. It's a family tradition that we go there every time we are in town. Yes Sammy's in EC but is also in Green Bay and Neenah (used to be in Cumberland as well and several in MN). I mentioned I found out some have the family recipe and some maybe go off on their own a bit, so the one in Neenah didn't meet my expectations. Still solid. Zad, I agree Cranky Pat's is solid too!

AK - great post! I agree, there is finally some country artist coming out again that are legit. Musicians making music, not trying to be famous. I don't listen to much new music anymore. There is so much music out there, you can just keep digging deeper and deeper in to an artist, genre, or time period. I've been doing that with Jerry Garcia and the Grateful Dead over the last 3 or 4 years and it's been so cool.

This post isn't very current, because the finale was awhile ago, but man The Americans final season was so great! I posted earlier that I love this show, but the final season, and finale were home runs. The finale effected me all day yesterday. So much open for you to finish with your own mind. I know a lot of people dislike this type of ending, but I prefer it. Leaves a lot up to your thoughts and feelings. Makes me want to go back and watch the whole thing again! Someday.

Yes, add me to the list of people that are pumped for Ghostbusters 3! Can't wait.

I started watching Grace and Frankie with because my wife was always laughing so hard at it. I find it really funny so far.

A majority of FA aren't trying to beat the street every day like traders. They are offering a service. Trying to help their clients understand and invest wisely and properly plan for the future. A lot of people don't have the time or the ability to understand how to invest properly, so that's why the service is needed. I don't think too many advisors are saying they will make you rich, but that they will come up with plan to help meet your goals. I think if you can find a good and fair financial advisor, that goes above and beyond, and truly understands what they are doing, you hold on to them and pay for their service. Unfortunately the best ones typically only deal with big money. The other unfortunate part is there are a lot of FAs that aren't worth paying. Like a good accountant and mechanic, they can be great to have.

Just because a fund is front loaded (pay to get in), does not mean it's bad advice. So don't think the person is a bad advisor. Advisors have to get paid for what they do. They get it one way or another, and they should. The problem is when they lead someone to an investment that doesn't make any sense, just for a higher commission. I was in the FA industry for a few years out of college, so I know just enough about the industry to get an idea what an advisor is going for. You could always ask that advisor if there is a possibility to buy the same funds in a managed account, where you just pay an annual fee (maybe around 1%) and not have to pay a front load fee. This is an ideal type of an account for someone who would be pretty active with your investments, because you wouldn't get charged for buying and selling. A front loaded fund makes more sense if you were to invest, and probably just let it sit for years (not be too active in trading). Remember, inside a mutual fund, the fund managers are buying and selling stocks to meet the objective of the fund, so you don't really need to buy and sell funds themselves, too often. Typically only if they underperform their peers for a couple years in a row and if their rating goes down.

You didn't do anything wrong (at least to my knowledge) in posting this. I do think JosephC was just saying, that's a big chunk of money, and she probably is better off talking with someone. My advice however, is there are a lot of sharks that will want that money to invest, and may not offer great advice. So I think it's always good to meet with multiple people, or have someone you trust, take a look at what is recommended, to make sure it's legit. I think the average investor can do a decent job, just by doing proper generic allocations, looking at fund ratings and expenses. Because this will be in a taxable account (I assume), I think this is where an advisor could really help. Help manage the investments with regards to taxes. Again, this is where you have to be careful, because some insurance or investment people may try to get you to invest in something long term like an annuity or life insurance, and it may not be the best move. Always ask an advisor why they are advising an investment and what their take is. I think people on here generally try to help and look out for each other on here. So what is her long term plan for this money? What if something happens and she needs it sooner than 10 years or more? Would she use part of it for a big purchase, ie. downpayment on a house? All things you have to think about. A lot of times we have great intentions, but you'd hate to have a situation where you invest it all in mutual funds, the market tanks and it's only worth half, and you are forced to take it out and lock in a big loss. edit: I just went back and skimmed earlier posts that I hadn't read. You also want to make sure you are diversifying by cap size and growth vs value stocks. So within domestic and international ratio, you want to make sure you are touching on all those areas. Usually in a fund analysis, it will have a dot in a tic tac toe looking grid, on where the fund lands. Large, mid, or small cap and also a growth or value fund. Ideally you have a foot in each area. Large cap funds tend to be the safest equity investments, so most people have a much higher percentage there. You can do more research on this to see what is appropriate for your goals (risk/reward).

Watched that a few times. I still love watching an episode of COPS here and there. So is this show really live or just made to look live? Always wanted to know....or maybe I don't want to know if it's the wrong answer.

FVBrewerfan- I forgot Fargo!!! Is there any news on season 4? That show is so good.

I'm not watching a ton right now, but the ones I am watching, I really enjoy. Homeland - Going to start the new season any day here now. So intense! The Americans - I really enjoy this and it seems like they've gotten in to their stride again the last few years. Spying, Russia, 80s, what more could you ask for? Game of Thrones - Who's not watching it? I really think I'd enjoy Superstore and believe you've brought it up a few times in the past. I'll have to get on it. I need a few comedies in my life! I started watching re-runs of the office because I've been too lazy to find something else. I want to start watching: Silicone Valley Stranger Things

Retirement and income is different for every person, so if you feel comfortable with that amount annually, then that's cool. I do think you want to have cushion when possible. Couple thoughts on your plan * As another poster said, you may want to reconsider paying off your house so quickly. For some people, not having a payment is a huge relief, so you can't put a price tag on that. With the lower rate on your insurance compared to what you should get for return on investment, a lot of times you are better off not paying off your house. Also understanding Time Value of Money is important when deciding saving now vs later. * Would you consider getting part time jobs now to save more money, since you are already putting off having kids? That could set you up really nice, working hard now so you can retire early. * Would you consider working part time jobs in early retirement, so you didn't have to touch your retirement money until later, so you don't have penalties? If you could go part time and make enough to live off o,f and not add more to retirement, or take any out, you'd let that money grow even more! Just some thoughts. Future value calculators are really fun to play around with.

Wow that is a good saying! I guess I'm a duchshund as well. I think Stearns is taking the known here, for the unknown. Could we end up losing some great players? Yes. But we are getting rewarded with a great player and less risk. I don't claim to be well versed in players the minors, where I can offer strong opinions, but I know I like what we got.