nate82

Use two-factor authentication. It can be annoying basically putting in your password and a code but it is the most secure method. Also doing a password that is a sentence like TheDogEats@2AM is more secure and easier to remember.

Then I suggest going for one of the bigger banks like JPMorgan Chase. They just increased their dividend share to .80 cents per share for the 3rd quarter of this year. Another large bank that pays a nice dividend is Wells Fargo beyond that the only other safe bet would be Apple. You might be late on the wave but the ETF AMLP has some nice dividend stocks which pays about .20 cents a share. These are all energy companies in this ETF.

I have been playing the beta a little bit on the PC and it is OK. Feels more like a mix of BF3 and Fortnite. The airplanes suck they feel like they are flying bricks but then again I am more a flight sim person so that maybe the problem there. I am expecting the 109 to be fast and nimble by using its superior roll rate and the Spitfire to also be fast but to be more nimble by using its superior turn rate compared to the 109. In the current beta the 109 performs like a spitfire and the Spitfire performs like I don't know a brink with an engine attached to it maybe. All of the planes are slow and don't really move all that well. Probably will be fixed later on. Tanks are balanced nicely but infantry AT weapons are way to powerful and have way to much ammo. The maps play more like BF3 which is nice with some base building elements mixed in. This game would fit in more along with a battlefield bad company than in the normal battlefield gameplay. I believe EA missed the mark on this one as the gameplay is more battlefield bad company than it is the normal battlefield gameplay (a little bit more realistic).

So excited for CyberPunk 2077. I would link the video here but the video is NSFW. There is a 40 minute gameplay on YouTube from gamecom if you want to watch it.

Personality helps and it can take a while to get a following. Some people make up to a couple $100k a year.

This looks interesting

Instead of actual real estate not sure if you are suggesting that but an REIT also works. There are other tax implications for REIT and other real estate investments. Should really talk to a tax accountant first before talking to a FA IMHO.

The dividends could be taxed at 0% depending on your tax bracket. https://www.corporatemonkeycpa.com/2018/02/22/taxes-on-dividends-and-capital-gains-under-the-tax-cuts-jobs-act/ Another option other than an FA could be a CPA if you want to go that route. Finding a good FA is hard as there are so many of them I suggest getting to know one and feeling them out if they are going to be a good fit. If you want to start looking on your own I would suggest asking an accountant as you should be asking them a few things about taxes also. You could be paying 0% on your dividends.

You need to forget about timing the market that is mostly a short-term investment thing. If you are only going to keep the money in for 1-3 years then yes you want to time the market for certain stocks and sectors. There are stocks that perform very well in a bear market but perform very poorly in a bull market. If you are investing long-term I would go with whatever makes you comfortable in investing in. If you are not comfortable in investing in foreign companies then don't do it. I would definitely use Vanguard or any other company like Vanguard for this type of an investment. Personally I don't like FA's as they normally just take advantage of people who know very little of the market and throw big words around to get a sale. I would go 70% domestic, 20% international, 5% precious metals and 5% bonds/cash. Bonds should only be invested in when you are closer to retirement if you are not over the age of 50 then there is no reason to have 10% of your assets being taken up by bonds. You are just wasting earning potential with the money just sitting in bonds.

That is why I love the Expanse as it has the same type of writing the acting isn't all that great. I have also been enjoying Krypton on the SYFY channel.

If you haven't seen Super Troopers 2 yet you have to go see it. I couldn't stop laughing the jokes were awesome and some of the slap stick comedy was pure awesome! This is the best comedy movie I have seen in a long time.

Only in hockey does this happen right? https://www.cbssports.com/nhl/news/look-a-36-year-old-accountant-was-perfect-as-blackhawks-emergency-goalie-in-victory-over-playoff-bound-jets/

Watched that a few times. I still love watching an episode of COPS here and there. So is this show really live or just made to look live? Always wanted to know....or maybe I don't want to know if it's the wrong answer. It is definitely on a delay and not 100% live.

I am going to recommend the Expanse on SYFY again. Love that show season 1 and 2 are now on Amazon Prime.

Subnautica is a good game not an MMO but it is a really good game.

Depends on the plan for early withdrawal for a home. If it is a company plan or a union plan you should be fine. Now how much you can withdraw is dependent on the plan rules. If you get fired or leave you will have to repay the loan within 90 days or however long your plan gives you. If you don't repay it will count as an early withdrawal and you will have to pay the tax on that.

Yes, if you asked non hockey fans they could probably only name Crosby and Ovechkin as players in the NHL and that is only if you watch ESPN. I believe about 90% of the people who do not watch the NHL could even name a single player currently playing other than Crosby and Ovechkin. I think the last great player that everyone know of was Gretzky and the NHL just hasn't marketed their players enough since then.

Hmmm it was available this morning. But buying a used Xbox one is probably better anyways you are not missing all that much with the original Xbox One versus the S version. It is probably to late to return the system that you ordered. Might be able to get them to give you credit if you bought it at a store like GameStop and have them exchange it for a used Xbox One.

Google is your friend took 1 minute to find one for 39.99. https://m.gamestop.com/product/accessories/xbox-one-kinect-adapter/132874

That is a waste of time and a waste of money IMHO. If you are just trading a couple hundred dollars here and there and you are not investing tens or hundreds of thousand of dollars you are wasting your time on all of the advanced valuation models. It really is as simple as taking a chart and then putting in a linear equation on that chart. If the value of the stock is below the linear line then buy if it is above the line then sell. It really is as simple as downloading the data from yahoo finance and then putting that information into Excel and making a graph with a linear line. Take Amazon for instance: This is a 3-month trend of Aamzon you would buy when you are below the trend line and sell when above it. For example in this graph you would have bought in mid December and you would see a small profit now. It is far more advantageous to use what you already own to invest than it is to pay for someone to invest for you. If you want someone to invest for you I suggest investing in ETF funds as you are going to get more value (your time and money) from them than you will if you use a tool that you are probably only going to use once or twice a month on average. Just my opinion on this.

This is my wife. She checks our kids' 529s weekly, and they are 6 and 3 years old! I check my quarterly statements when they come in the mail and both of us are in the WRS so we only get one annual statement and we have very little to do with how that money is invested, which is really nice. I'm looking at getting some non-retirement investments going at some point and have zeroed in on VTI or VOO on the ETF front. For some reason I'm sort of chicken when it comes to taking the plunge, but I think it's more due to the amount that we are discussing putting into an account and it's really hard to part with large sums of money sometimes. I do know that it's a best long-term strategy and we will see gains if we let it sit for a while before withdrawing is as income (assuming it earns money over the next several years!). I am kind of guilty of the first one but I get bored at work sometimes and I just check it but never do anything. I usually just play around with the calculator they have. For your second one have you though of something like this https://www.nationwide.com/retirementincome.jsp instead? You have to put money in it monthly but it is basically an annuity which some people are not fans of. I don't like them but if you don't like risk then an annuity is probably better for you. If you want to go with a one time investment I would go with either of the ETF's you have posted. Others you may want to look at are SPY and SDY. Another option with Vanguard is an ETF of ETF's confusing right? Well not really it is basically a managed ETF without the high fees of a managed fund because Vanguard is basically selling you all of their ETF's in one package. For example the stock symbol VTC holds all of Vanguard's corporate bond ETF's. So you are basically buying all of the ETF's that Vanguard holds for corporate bonds in one ETF instead of investing in multiple or all of them.

How did this guy not get suspended?

The IPO that I am waiting for. https://www.bloomberg.com/news/articles/2018-01-11/dropbox-is-said-to-file-confidentially-for-initial-offering Should be a good stock to own for the long-term.

If the video doesn't play at the right point just skip to the 27 minute mark.