I really dig personal finance. I considered pursuing a career in financial planning until I learned it’s more of a sales role unless you’re the JD/CPA type. My latest fascination is the Financial Independence, Retire Early (FIRE) movement. Basically, the premise is to save until it hurts so you can achieve financial independence ASAP. The typical FIRE person usually earns $60-$70K right out of college and hits six figures by age 30. They delay marriage and children until their mid 30s and pretend like they’re living on a $40K salary the entire time. This allows them to funnel tens of thousands of dollars every year into low cost, equity index funds. By age 40, they have enough saved to live on the income generated from their portfolio. Their efforts have been aided greatly by the 10-year bull market. Some of their early investments have effectively tripled since 2009. In any case, I see more and more FIRE bloggers popping up and am starting to grow skeptical of the number of people in their 30s who claim to be at or near financial independence. I don’t doubt financial independence is possible at that age, I just think it’s a convenient hook to earn money off a blog. ‘Look, I retired at 34 and you can too - just read my blog, subscribe to my podcast, and buy my book.’