9,171,500/.55 = 5,044,325-2% = 4,9434385 - minus housing and cars i would say if he saved and invested well that he should have about 1-1.5 mil in the bank. I am pretty sure he is going to need to work to maintain the lifestyle he is use to or maintain his home(s) that would cost about 20,000-30,000 a year to maintain. Since he only played 5 seasons his pension isnt going to be that great.