Alright, so my wife and a coworker both had their purses stolen yesterdays. A whole 8 hours went by before the theft was noticed. 16 hours went by before I had a fraud alert placed on her credit report. In her purse were credit cards, debit cards, her drivers license AND her social security card (ugh). We canceled the credit card and debit cards - they had already put two tanks of gas on the one credit card. Nothing happened to the debit card... The thing that worries me is the social security card mixed with the drivers license. I had the fraud alert placed on there, but that's only good for 90 days. Don't identity thieves know this? What is to stop them from waiting three months and then open accounts left and right??? Anyone with experience on this, what can I do to protect my wife's identity beyond the 90 day window? (I know there is the 7 year fraud alert, but that seems to only go into effect AFTER someone has committed fraud against you. What else can I do to prevent that from even happening?)