igor67

In relation to 'Core Content Creators'. It's been just the message board for a long time now, but it was more dynamic with the Power 50 and periodic feature articles back in the day. It's too bad I never took my writing that seriously back in the day as a career option. I figured the BP folks and Rob Neyer had it all locked up for years to come.

My wife used to do daycare and it used to be the case that the maximum infant to teacher ratio was 4:1. So if you ignored any overhead, admin, or miscellaneous costs you would need to be paying 1/4 of your salary to the daycare for the teacher to be as well paid as you are. The ratio gets better as the child gets older, but I don't know that the math ever really works out well for anyone. Even 15 years ago it seemed like you needed an upper middle class salary to make it work, which is why for us my wife making very little actually made sense. It was the best of bad options at the time.

Yep somewhere out there one of those efforts to archive the internet has Toby's original Power 50 prospect list posted on the ESPN message boards. The dedication in those days to name 50 vaguely worthwhile prospects of the Brewers was intense. I also remember the early years when we had events at Snapper's games.

I'm surprised there isn't an after school program. They are pretty much universal in the Twin Cities for a variety of reasons.

I teach in a shirt and tie, put me in the camp of you should show up in at least that for any type of white collar work. On a completely different note my wife just tested the job market and got a response from the hiring manager saying when they would close the position and start scheduling interviews 6 minutes after applying. I consider it a good sign that her potential boss is actually acting like there is a shortage of employees.

I do in fact have networking access to a rather diverse group of professionals as a teacher, but I've never heard any of my colleagues network in such a way and given my position I get 1 ask before everyone knows. Ultimately seeing some of the barriers was useful to be able to pass along to my students, and made me comfortable sticking with teaching.

Just to clarify my comment was about networking to find a job, not references.

We don't allow cell phones, do have discipline, and focus on academics. In short you are reminding me why I don't mind having left large district school 15 years ago. It cost me money, but I do get to enjoy doing my job and observing students actually learning. On the theme of the thread I have been a key part of a lot of that success over the years, but I find that translating that into resume language is rather challenging for a variety of reasons. I have done a variety of management type functions, but never been a manager as an example. Sat on the school board and reviewed, but never prepared financials... It's not a combination of skills others are expecting. So I have found switching careers (for reasons that have nothing to do with satisfaction or the pandemic) to be difficult at this stage. For example my network is almost entirely other educators or parents whom I can't really use to switch careers.

Andre won a Rumble I do believe

We are on the cusp of 49ers-Bengals III, which would be pretty wild.

I wonder if Allstate sells playoff insurance

I would assume the Union as nate alluded to understands that the issue isn't the midseason sell-off its the fill out the roster with minimum wage players for a few seasons in row tank jobs. Oddly enough a salary minimum and keeping the current system might be better for vets. You create a rather off market for overpaying washed up players to help you tank then.

I'm not 100% sure, but it may well be a combination of historical thinking and wanting to make sure students get appropriate advising. Universities were set-up for education and not job training. And I suspect that intersects with how funding within the university works. At the U of M for example many of the individual departments are not a fan of the PSEO program because all the tuition money for those students goes to the college of continuing education instead of the colleges actually housing those majors. There maybe someone on the board who can articulate the precise details more clearly, but I wouldn't be surprised if there are similar hold-over structures.

I'd definitely take the ball first as well in this one.

Sorry to hear, its still a challenge but I'm at a uniform school so masks are just part of the uniform and a lot of parents have caught on to the fact that if your fully vaccinated as long as you are asymptomatic there isn't a need to quarantine/ isolate. We haven't seen more than a couple of clear isolated cases of spread at school, and so far the ongoing absence rate (both students and staff) has been pretty manageable. It's completely different at my wife's school unfortunately. So on behalf of my wife all of the following phrases are bothering her: "We know its hard" "Give yourself grace" "Make time for self care"

Somewhere in there you also have to have a big enough mortgage to make itemizing matter these days. A HELOC on a primary residence to lower the balance on a second home or investment property might have an angle for some savings though.

I'll agree that one can't technically throw out the rules, but that whistle started blowing when the ball was already in the endzone, so I don't have any issue with the touchdown standing.

Not being an NBA fan takes a lot of the fun out of the year for me. Volleyball was really fun to watch though. There was something about that 1997 Super Bowl experience that still holds a lot of bonus points even if a lot of the other teams weren't quite there.

I shared the skepticism on Google, but got an excellent deal over a year ago at Costco and went with the Google Wi-Fi. The older model (not the Nest) was appealing because of price and less support for the voice nonsense. Despite our broadband being pretty small (12MB) we've never had issues other than a tiny bit of tweaking my initial router placement to avoid 1 deadspot. The mesh system is still designed to handle a large number of devices which is great when I've had guests with kids where it's is easy to have more phones and tablets than people.

Lot's of good stuff here, I would add that I hope any passive readers are using some of the examples to help them think about what is most applicable. Homes are important but tricky assets. A co-worker of mine for example bought his first house midway through his second year of teaching, and sold it just over a year later out of sheer luck. He actually moved because of his wife to rural MN and needed to sell, but because they had looked originally in the middle of winter they had effectively bought the house at a discount, so even with the short turn around they more than made enough to cover closing costs and turn around and buy 80 acres. It worked out incredibly well, but I think it is way more common that moving forces people into suboptimal decisions on selling the home. So factoring in the smaller liquidity is important in how one approaches the mortgage. When we moved to MN 20+ years ago it was at the tail end of a housing boom, and we bought at 5% down, FHA and 7% interest. In a year we were able to refi, get rid of the PMI due to home value increase alone and borrow in a special low-income program for a bunch of repairs and kept the total payment the same. On the other hand our value had dropped off enough by 2008 that we were probably back to just 5-10% equity. By 2015 though we were hitting closer to peak earning years and we would have had the house paid off easily by now except we decided to invest in our retirement home. In many ways the big value in our first house has been that it's cost of ownership has been way less than inflation. My current payment is what we were paying 20 years ago so that's pretty huge. The point I'm hoping to get across is that when it comes to think about housing investment risk make sure you build in flexibility for changing circumstances or plans. We've changed our thinking at least 4 or 5 times over the years and flexibility is a tough thing to quantitate.

It's probably also worth pointing out that the BF crowd is also a lot more analytical in general which is makes a difference. Crunching stats and interest rates looking for advantages is all pretty similar.

I guess Jonathan Taylor decided the Colts didn't need him anymore today and decided to show-up for that last drive.

Thanks I'll try that. The company in question is small enough that I'd rather not say. I was able to locate the listed transfer agent, though so far their website seems expertly crafted to avoid direct customer contact.

So perhaps a weird question, but since I don't normally sell individual stocks I'm looking for some insight. I'm helping a relative how owns a small number of shares purchased a long time ago. They have the original paper certificate, and the company is still in business. The share value is pretty modest so the total amount of money is pretty small. However the internet stories also indicate the company split and issued shares in a new company over a decade ago that my relative never received but should have, and both stocks having issued dividends for as many years as I can verify easily on the internet. My relative certainly hasn't gotten those at all for the last 10+ years, and may have never actually seen those. The stocks have been owned long enough I don't have easy access to a full picture of what happened to the stock that whole time. The relative does not have any unclaimed property records, so any other thoughts on how to pursue missing compensation and ultimately sell off the shares?

I wonder if the shorter schedule and heavily imbalanced schedule as well creates more of a disparity in the seeding of NFL teams compared to the other sports. In football you don't even come close to even playing the same teams as everyone else.