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nate82

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Everything posted by nate82

  1. Yes, if you asked non hockey fans they could probably only name Crosby and Ovechkin as players in the NHL and that is only if you watch ESPN. I believe about 90% of the people who do not watch the NHL could even name a single player currently playing other than Crosby and Ovechkin. I think the last great player that everyone know of was Gretzky and the NHL just hasn't marketed their players enough since then.
  2. Hmmm it was available this morning. But buying a used Xbox one is probably better anyways you are not missing all that much with the original Xbox One versus the S version. It is probably to late to return the system that you ordered. Might be able to get them to give you credit if you bought it at a store like GameStop and have them exchange it for a used Xbox One.
  3. Google is your friend took 1 minute to find one for 39.99. https://m.gamestop.com/product/accessories/xbox-one-kinect-adapter/132874
  4. That is a waste of time and a waste of money IMHO. If you are just trading a couple hundred dollars here and there and you are not investing tens or hundreds of thousand of dollars you are wasting your time on all of the advanced valuation models. It really is as simple as taking a chart and then putting in a linear equation on that chart. If the value of the stock is below the linear line then buy if it is above the line then sell. It really is as simple as downloading the data from yahoo finance and then putting that information into Excel and making a graph with a linear line. Take Amazon for instance: This is a 3-month trend of Aamzon you would buy when you are below the trend line and sell when above it. For example in this graph you would have bought in mid December and you would see a small profit now. It is far more advantageous to use what you already own to invest than it is to pay for someone to invest for you. If you want someone to invest for you I suggest investing in ETF funds as you are going to get more value (your time and money) from them than you will if you use a tool that you are probably only going to use once or twice a month on average. Just my opinion on this.
  5. This is my wife. She checks our kids' 529s weekly, and they are 6 and 3 years old! I check my quarterly statements when they come in the mail and both of us are in the WRS so we only get one annual statement and we have very little to do with how that money is invested, which is really nice. I'm looking at getting some non-retirement investments going at some point and have zeroed in on VTI or VOO on the ETF front. For some reason I'm sort of chicken when it comes to taking the plunge, but I think it's more due to the amount that we are discussing putting into an account and it's really hard to part with large sums of money sometimes. I do know that it's a best long-term strategy and we will see gains if we let it sit for a while before withdrawing is as income (assuming it earns money over the next several years!). I am kind of guilty of the first one but I get bored at work sometimes and I just check it but never do anything. I usually just play around with the calculator they have. For your second one have you though of something like this https://www.nationwide.com/retirementincome.jsp instead? You have to put money in it monthly but it is basically an annuity which some people are not fans of. I don't like them but if you don't like risk then an annuity is probably better for you. If you want to go with a one time investment I would go with either of the ETF's you have posted. Others you may want to look at are SPY and SDY. Another option with Vanguard is an ETF of ETF's confusing right? Well not really it is basically a managed ETF without the high fees of a managed fund because Vanguard is basically selling you all of their ETF's in one package. For example the stock symbol VTC holds all of Vanguard's corporate bond ETF's. So you are basically buying all of the ETF's that Vanguard holds for corporate bonds in one ETF instead of investing in multiple or all of them.
  6. How did this guy not get suspended?
  7. The IPO that I am waiting for. https://www.bloomberg.com/news/articles/2018-01-11/dropbox-is-said-to-file-confidentially-for-initial-offering Should be a good stock to own for the long-term.
  8. If the video doesn't play at the right point just skip to the 27 minute mark.
  9. Speaking of Mark Hamill Also Gary Oldman https://robertsspaceindustries.com/squadron42 Game should be out next year maybe hopefully for PC.
  10. Bitcoins have been used for purchases. Steam a digital media company (they sell video games and software digitally) accepted Bitcoins as a payment option until recently I think it was last month they stopped accepting Bitcoins as a payment. The problem with Bitcoins as a payment right now is the rapid fluctuation of the price for a Bitcoin. Unlike notes (dollars, euros, etc.) that don't normally change all that much and if they do it is a fraction of what they are worth Bitcoin can change by $1 to $100 in a second or two. This causes a lot of issues with using Bitcoin as a legal tender. I don't think Bitcoin is going to be the cryptocurrency that changes the world into a cryptocurrency but it is coming. The way that technology is moving now it is only a matter of time before paper and coin based currency goes away. The way that banks are setting themselves up lately is to take advantage of the cryptocurrency. Cryptocurrency does has its advantages but right now the disadvantages just out weigh them. Sweden and South Korea have started to move towards a cryptocurrency it is still unknown if this is going to work but the cryptocurrency revolution is going to happen maybe not in its current state but one way or another cryptocurrency is going to be how you pay for things in the future.
  11. Their is always going to be a risk associated to investing. It doesn't matter if you are investing in future commodities, precious medals, stocks, currency or bonds there is always going to be some kind of risk. Timing a market is always going to be something that you have to do no matter what you are investing in. For Bitcoins if you invested say last year and you are comfortable with your gains that you have received so far I would definitely cash in right now. Yes the price could go higher but it can also go much much much lower than what you originally invested for. The biggest mistake most investors make is always waiting on an investment to turn it around when it starts to fall. It may turn it around but you might be looking at 10-15 years in the future for an investment to turn itself around to get back to the value you once had. Basically what you need to do is set a point at where you will be happy with your return on investment. So say you invested in Amazon lets say 5-years ago at about $250 for 1-share of stock in Amazon. Now today Amazon is selling at about $1150 per share. At any point that an investment grows to where you are happy with the return you should be selling or at least putting a stop limit order in. Lets say you put in a stop limit order today for Amazon at $1000 and that is where you are comfortable in taking your gains from this purchase. This will allow to keep the stock but if it does fall you can limit your losses. Now Bitcoin you can't really do this as there is no stop limit order you can put in. You have to watch the market carefully and plan carefully for it. If you got into something like Bitcoin and you already have gains that you are comfortable with you should definitely be looking at the risk factors and then determining if you should sell or not. If you are comfortable with taking on the risk of your investment disappearing then keep on holding onto those Bitcoins but if you are not comfortable with the risk definitely cash out now.
  12. Loyalty is for fools especially in the corporate world. It is very common for people to jump from job to job in the corporate world especially for people under the senior level management. For the banking industry if you want to get paid but don't want to climb the corporate ladder jumping from one bank to the next is actually a very good move financially. For example the current company I work for if I want a real raise I will need to leave and then come back otherwise just moving up is a "lateral move" according to HR. So no pay increase and if you do get a pay increase it is less than what they would pay someone outside of the bank. So where does loyalty get you in corporate America? The answer is absolutely no where.
  13. Bitcoin is now over $7000. Yikes!
  14. I picked up stock in Western Union about a month or so ago at $19. If I would have waited one more day I would have gotten it at about .50 cents less oh well still have a small modest gain of about 5%.
  15. I think I have watched Deadpool about 10 times now.
  16. Super Troopers is one of my favorite movies. One of my favorite recent documentaries is Straight Outta Compton. Not everyone is going to like it because it is about gangster rap but the story is very much the American dream going from having nothing to having basically everything.
  17. Kelly's Heroes is always a must watch for me. The new Alien movie was disappointing definitely not a must see especially if you are an Alien fan.
  18. Dunkirk is one movie other than star wars and the new alien movie that are on my must see list this year.
  19. ETF's are better than mutual funds. Here is a good article on ETF vs Mutual Funds. https://www.forbes.com/sites/feeonlyplanner/2013/07/18/whats-the-difference-mutual-funds-and-exchange-traded-funds-explained/#3b42a5ac18ac SPDR "spider" ETF's are also a good investment.
  20. For the most part paper money is going to be worth very little. The coins on the other hand can be more valuable depending on how rare they are. You might want to just keep the coins as they could become more valuable as they age.
  21. For me I own physical gold as there are ways around paying taxes with physical gold versus ETF. All legal btw.
  22. I didn't think gold or silver bars carried much of a premium above spot price? I thought small denomination coins were the easiest to unload? Coins are good for coin collectors not much beyond that. Bars are easier to unload because they have the stamp on them and can be cut up into smaller pieces and melted. You can't really cut up a coin and if you do you are destroying some of its value coin collection.
  23. Well it isn't regulated but it is more secure than any paper currency.
  24. Another investment idea is BitCoin. https://bitcoin.org/en/
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