I don’t know if you meant that to be sarcastic, but I actually think that’s possible. 5 years ago, I would have said you were nuts. If anything, it’s likely to increase given the program’s solvency issues. Now with the Democratic Socialism movement growing, I view an expansion of benefits as a possibility. I’ll leave it at that. I have no intention of getting political. My point is that as good planners, we should diversify our investments and / or income so we’re covered no matter what way the political winds shift. I love my Roth 401(k) and IRA, but I wouldn’t be totally surprised if the government figured out how to tax those again before I retire. When I was in my 20s, I was all about funding my qualified retirement plans. Now that I’m in my 30s, I’m equally concerned with filling up non-qualified buckets because of the flexibility they afford.