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OldSchoolSnapper

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Everything posted by OldSchoolSnapper

  1. Internet alone can be $30-$40. In most cases cable adds $100 to that. Internet is a necessity for almost anyone with a corporate job, it certainly is for me. Netflix is $8. This doesn't even broach the topic that cable is trash and the programming is terrible. I had cable and cut it, so I'm not sure why you're trying to mell me it's not expensive. The promo where its $100 or something for both isn't ridiculous, but I wouldn't pay $10 for what you get. The problem is that promo ending and it shooting up 70%. In most cases it's over $1k per year, why anybody is paying that for what you get, I can't figure out. It seems like nobody under 35 still has it.
  2. Living close to work is like the #1 mantra of that movement. But cable isn't expensive? It's a lot more than $8 for Netflix. The cost of cable for a year is a vacation for most people.
  3. Lol, no, I meant $500. On my anniversary I go to Sanford for the tasting menu. That + some form of entertainment after is right around there. Not something I do all the time, but something FIRE dudes would have a problem with. Cutting cable, getting a $75 cell phone, driving a 15 year old car, I'm on board with all of that.
  4. In defense of FIRE, a lot of them don't hate their jobs. The movement is really about the freedom to choose. If they decide at 43 that IT Director is a boring job, they go coach wrestling or open an Etsy shop. They can do what they want at any moment. It's cool. But I have regrets and I was very watered down fire guy in my late 20s. I have weddings that I skipped, concerts, sporting events, because I didn't want to spend $500 on travel. I do get my jollies from saving, to a degree, but the level some of the movement takes it too was just too much for me. I tried it, for at least 2 years, and it just simply was't for me. I enjoyed "extravagance" too much. Once in while I liked taking my wife out to a $500 dinner or buying a stupid tech device nobody actually needs. I just learned I was made more for balance.
  5. Trading Rodgers, lol. Come on people. This is the first time since 08 they will miss the playoffs with him starting. He's 35, and should play at least five seasons and likely several more than that. They're having a bad year, it happens. But they aren't terrible, there are plenty of reasons to think they will be back in the thick of things even a year from now. The Packers went from bottom dwelling in '05, wasted that pick on meh AJ Hawk and were back in the NFCCG by 2007. With an old Favre. They are some patchwork away from that level again. They stink right now, but it's not like the bottom has fallen out of the franchise. A good number of people thought this was a 7-9 win team; they basically are, and have been on the short end of the turning point of seemingly every game. They'll be OK. I believe it was early in 2014 when Belichick started getting questions about replacing Brady.
  6. I'd prefer a young guy versed in analytics to the classic NFL method of retreads until one sticks.
  7. Pettine was a rumor for HC should McCarthy fail. It's anyone's guess right now. I'd think this vacancy would be every candidate's dream gig, so they should have their pick of the litter.
  8. Really? They had a top 5 defense. Right. I didn’t say they weren’t good. They became stars a season after winning it all. They were 10-6 that season and didn’t even win the division. If Rodgers is twiddling his thumbs waiting until he “sees” enough talent to give a rip, we are in big trouble. It's half true. That defense had a lot of firepower. Woodson and Matthews were elite players at the time. Shields was a nobody that played like a stud that year. Nelson was a developing talent still, really the Super Bowl was his coming out party. But they largely were nobodies outside a few huge stars.
  9. I don't care where we or the Saints pick. Competence is a lot more important than order or the Browns would have ten titles by now. If they draft as well as they did last year we will be just fine with any draft position. I want to see our young guys get experience down the stretch and continue to grow. A couple wins here and there can't hurt.
  10. I think 9-6-1 would do it, but this team is not going 9-6-1. I think I predicted 6-9-1 earlier in this thread, so I'll hold to that.
  11. Was probably tough to take a 4-6 team out there in 2016 but they came a game within the Super Bowl. If Rodgers is sulking and missing throws because he thinks the team is bad that is diva level stuff and he should get over himself. Sit on the bench if you've quit. Not saying that's the case, but I don't buy it. He's been flat a lot of this season and I think he's just playing bad football for his standards.
  12. Rodgers off the mark there. That is a throw he's over thrown all year and just never does.
  13. Rodgers has been disappointing this season. You can't say bad, but disappointing. Not magical. If the knee got to him or what, I don't know, but he hasn't been what we're used to. At some point his skills will drop off, you just hope it's not that.
  14. Agree that Thompson is responsible for this. Funny, because it's exactly what he inherited and had to fix. Dead money in washed up players and no depth.
  15. I've read numerous times now from reporters who know this stuff way better than I do, but what I've read is that the Packers gain space by releasing him this off-season. It's a question of whether they want to keep him on the chance he's worth it if he doesn't get hurt. I think they cut losses with him.
  16. I can’t put this particular loss on McCarthy ... not enough horses tonight. I've never felt more confident in McCarthy being done. This is it. The era is over on NYE. This game may not be his fault, but he needed the playoffs for a chance at his job. I feel that the odds really tipped against him tonight.
  17. I'm sort of in agreement with this. I learned about FIRE a good number of years ago. I adopted it for a few years. It worked for maybe two years, but after that I got sort of miserable...I got sick of shaming myself for wanting to go out for Mexican on Friday night or not buying a new TV on Black Friday. And that is what they look down upon, if you really study the movement. I'm all in favor of frugality and delayed gratification, but it got too extreme for me. What gets overlooked by the movement is that yes, you are now 35 or 40 and are independent. And you did it at the expense of the first 35 years of your life. Your relative youth. And that's a good cost to consider. A lot of the things I spent money on, I won't enjoy later on.
  18. It's amazing watching the wheels fall off week after week in just stunningly similar fashion. They never get blown out, but in every signature moment of a game they're outplayed. It's just been remarkable to see so consistently.
  19. I have ~ 600k AA miles right now as I have several of those cards too. They're not even close to the versatility of the CSP and not really comparable cards. Fine if you are going from Chicago to another major city with easy routes, but the rewards redemption availability on AA is horrendous compared to other programs. I use my AA miles but it is always very targeted use; if you are going to the same place every 6 months the card is fine, if you want to get out and explore that card stinks. The trip I mentioned to Kauai, I am actually using the AA miles, but using them is a pain; the awards chart is a mess, and they place a million restrictions on use. The reason the Chase cards are the far superior cards is because those Chase UR points can be transferred to a hundred partners. Your AA miles are limited to redeeming AA flights; those Chase points can be cash back (bad redemption), but also to Hyatt, Marriott, United, and a host of others. You get WAY more versatility. Even if I lived in an AA hub, I get a CSP or CSR and simply couple it with an AA card...but I'd never waste everyday spend on AA. Again though...if you don't want to get into playing the game and really scoring the type of insane deals, I get just wanting one card for simplicity's sake. But I can tell you that I haven't paid for a flight in about eight years. I rarely pay for lodging, and will usually only do it if I determine my points are more valuable elsewhere because the hotels are too cheap. I'm counting this as related to retirement because it allows me to travel without sacrificing savings
  20. Kidd is an embarrassment to coaching. That he was so bad with a very similar personnel group (Lopez was a huge add) is appalling.
  21. Scoring 140 with semi-regularity against Western Conference contenders. On the nights they shoot well they push 150 seemingly with ease. I randomly stumbled across this the other day; this guy's videos are extremely good.
  22. Team is ridiculous. They are on to something special here.
  23. His family seems utterly nuts. Sorry, I can't speak for the parents, but his brothers are tools. Go back before this started, and they were both whoring him our for every cent they could get. Selling crappy shirts they made. It was pathetic. I think he's got an ego, but they used him. It says a lot when you're jilted ex comes out and defends you.
  24. Chase Sapphire Preferred is definitely the best travel card out there especially if you get it at a time when the bonus peaks. To really game the system, so to speak, it's about having a war chest full of cards to work with rather than just one that's accumulating points. For an everyday spend, I'd still say CSP. To take it on as a hobby you'd have to do a lot of research in the beginning Reddit - Churning is loaded with advice. I've never actually had a CSP. Chase won't issue a card if you have opened 5 accounts in 24 months, and I was way above that by the time it came out. I had a bunch of their other products and others from other banks, so that's part of the reason right now I only have a few..waiting for my 24 month clock to reset. In the meantime I had stashed a bunch of points to tide me over. Heading to Kauai in January with wife and kids.
  25. I churn credit cards. I've had 40 open at a time before including my wife's. I never carry a balance. At current I only have a few open. Credit score moves around between 780 and 810ish month to month. Typically I'm only actively using two at a time. It's a fairly intense hobby of mine. I travel basically free, as far as lodging and airfare. I've been lucky enough to see 47 countries. Do it less frequently with young kids now, but still get around far better than I would.
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