I have ~ 600k AA miles right now as I have several of those cards too. They're not even close to the versatility of the CSP and not really comparable cards. Fine if you are going from Chicago to another major city with easy routes, but the rewards redemption availability on AA is horrendous compared to other programs. I use my AA miles but it is always very targeted use; if you are going to the same place every 6 months the card is fine, if you want to get out and explore that card stinks. The trip I mentioned to Kauai, I am actually using the AA miles, but using them is a pain; the awards chart is a mess, and they place a million restrictions on use. The reason the Chase cards are the far superior cards is because those Chase UR points can be transferred to a hundred partners. Your AA miles are limited to redeeming AA flights; those Chase points can be cash back (bad redemption), but also to Hyatt, Marriott, United, and a host of others. You get WAY more versatility. Even if I lived in an AA hub, I get a CSP or CSR and simply couple it with an AA card...but I'd never waste everyday spend on AA. Again though...if you don't want to get into playing the game and really scoring the type of insane deals, I get just wanting one card for simplicity's sake. But I can tell you that I haven't paid for a flight in about eight years. I rarely pay for lodging, and will usually only do it if I determine my points are more valuable elsewhere because the hotels are too cheap. I'm counting this as related to retirement because it allows me to travel without sacrificing savings