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OldSchoolSnapper

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Everything posted by OldSchoolSnapper

  1. If this sort of thing interests anyone, I highly recommend the book The Millionaire Next Door. It is essentially a case study of millionaires as defined as those with a net worth above $1mm. It is from the 90s, so you have to adjust for inflation as you read, but the premise is very interesting. Two researchers begin in an affluent neighborhood but realize quickly that nobody there has any net worth. They are simply high earners that have maxed out all their borrowing power. They end up finding their sample in mostly smaller, humble working class towns. Most of the sample never made more than $60k in a single year. They drove 1 or 2 cars for a lifetime and I believe the average age was 57. They go into far greater detail than I have but it is a great book.
  2. I didn't say it wasn't feasible. It's totally feasible. 45 with 2 kids is feasible. The whole FIRE community has people doing it at 30 with kids. But 60 with 2 kids for 'most folks'? Nah, that ain't happening. If you are upper middle or even middle class surrounded by mature/responsible people, your experience bias helps you lose a sense of what is reality for the common man. Most people in our society are dead broke. Either diddly to fall back on, or up their eyeballs in consumer debt, or both. That's just what the picture is for 'most' folks. Somebody with most types of a college degree ~ age 30 is usually making more than the median US household. I'd guess most people on this site are middle or upper middle, and have very little frame of reference for how 'most' of the country is actually living. 42% of America has less than $10k saved for retirement. The median retirement savings for people in their 50s is $117k. You ain't retiring at 60 with that figure saved.
  3. https://www.cbsnews.com/news/most-americans-cant-afford-a-500-emergency-expense/ The actual numbers are frightening. I would guess most of the people on this site are either middle class or upper middle. Even your figure is pretty ambitious for those in the middle class. Retiring at 60 with 2 kids is a pipe dream for most people. And you are right about the parental influence. That and political beliefs are the two most passed-on characteristics from parents to children.
  4. One thing Brady has always done far better than Rodgers is actually use the pocket, probably because he can't move, but Brady is the best I have ever seen at sitting there until the last possible millisecond, sometimes getting drilled, and getting a ball out as quickly as possible with enough time for a play to develop. Rodgers mobility is his crutch, and he starts running around often before he even has to. He's made it work, but if we were more willing at times to take what he has, he wouldn't have to buy 5 seconds with his legs. I agree that his line has never been really tremendous at protecting him.
  5. I think you're being a little sensitive about it. There's a big difference between valid critiques of Rodgers poor play and calling him a baby and flat out saying you want a new coach to come in and fail and lose a bunch of games to show how un-coachable Rodgers is. C'mon. You knew the reaction that over-the-top statement was going to get. And yeah, it was whiney. You're really gonna tell use the "I can't criticize them" line on me? I've criticized the Packers more than anybody here. The body language thing is tired. That is Exhibit A of nonsense that only bothers people when you're losing. Brady has screamed at guys for years. Rodgers has too. When you are losing, it's "negative body language," when you win, it's "Boy, he just loves to compete! He expects so much of the guys!"
  6. We have to keep in mind we're talking about a player grading 90 on PFF, top 5 in his position, completing over 60% of his passes, 20 TDs and 1 INT. I am not saying he should be absolved of criticism at all; it's valid. He's not been sharp. I said last night this is the worst I think he's looked in a long time. But we're basically criticizing the fact that he's been unable to be heroic and save a mediocre team from itself. While at the same time criticizing him for playing hero ball. I think the frustration is setting in and people are just pointing fingers wherever something sticks.
  7. A realistic retirement age for most folks is never if we're being factual about the word "most." Half the country can't cover a $500 emergency.
  8. I think there's some truth to it, but it's because of how Rodgers plays, not because he isn't coachable or is being a baby. That sounds like a frustrated fan whining. Rodgers delivery looks nothing like it did when he came into the league. That doesn't happen to a guy that's not coachable. Is he arrogant to a degree? Yeah, I definitely think he is. Most great players are. I don't buy Brady's humility schtick either; the guy loves himself. Rodgers has always been one to forgo the play right in front of him to use his arm to chuck it downfield. Nobody really cares when they are winning divisions. He has been going "P" in the RPO way too often for years, but he's #12 so nobody really cares. I just think it's a little revisionist to enjoy it and then when the team is having a down year get really hyperbolic with criticizing him, that's all. I went back to the pre-season thread for reference, and you were pretty much Camp Rodgers during the summer. They have plenty of problems, people Tweeting screen shots of open RBs in the flat just get tiresome for me. It's selectiveness at its worst. You can screen grab plays of open guys with every QB, every game of every year. When other things get shored up Rodgers will be just fine. He's the least of my concerns.
  9. trw, exactly. If you come out of town you make a weekend of it and want the lake, a festival, Betty Brinn, night life, food...not Cermak and a bank.
  10. I'd love to see the studies that support your opinion on that. I doubt that has been greatly "studied" in academia. Do you really think the majority of people are coming from outside an hour? It's not enough of their clientele to justify this type of project. My apparently controversial statement means that over 50% of attendees live within an hour of the stadium...you think that's not the case? Sorry, uh, it is. I'd guess that number is more like 95% on a given day. If you compare it to Lambeau where the team plays once a week and 8x per year, you're going to have a FAR more diverse crowd of people from all over the state. I think the fact that no such area exists and the stadium is approaching 20 year olds makes it more likely than not that it's true. Do you have some evidence to the contrary? Even if they are, they are only doing so on weekend home games. It just isn't a great number of dates.
  11. The glaring holes like safety will be addressed. Tramon is nothing more than a stop gap. There is very likely a name or two they have already put in the crosshairs and thus wanted to salvage something for HHCD.
  12. Difference is Nelson and Jones were not major Year 1 contributors. They grew into roles behind consummate pros like Driver and Jennings. The Packers are asking a lot of those guys right now. I'm fine with it, because the team isn't good enough to go far. When there is a bit more development and another offseason of additions, they will all be that much better. I've said this a few times, but I feel really good with how things are going for beyond this year. They're finding talent on defense and getting to the QB. There's just some fine tuning that needs to be done and I think we're setting up well for multiple runs to round out Rodgers career.
  13. They're not even close to eliminated yet, though. So a Kumerow move like that would basically be McCarthy firing himself if it didn't work. I'm not high on the Packers, but if they beat Minnesota it's right back to the hunt.
  14. Rodgers is frustrated with losing and showing some moderate outward displeasure so that makes him a giant baby. Also pressing a little bit, but in reality probably not any more than he ever has, the difference being the win column which is always going to ramp up those sorts of complaints. As for Lombardi, he's going to be a HC soon. I can't see that happening in GB in the best interests of everybody involved. Maybe that's his ultimate dream though, who knows.
  15. Such an odd take on a guy whose been carrying this team on his shoulders for most of the last 10 years. I don't get wanting to see him or the team fail. Very odd.
  16. There were a couple hot takes that Yelich's best baseball had already been played. Guessing that had something to do with it..
  17. You may think that was obvious but that in no way means it's getting overturned. It probably should've been challenged but that was about the 6th dumbest move they made last night. Honestly? I think if we challenge and it's overturned we give up the score anyway. That's just conjecture but we've done that sort of thing all year. I put this season on the offense, scheme is dry and McCarthy hasn't been able to figure it out, and this has arguably been the worse Rodgers has ever looked. Just not taking what defenses give him and seems less accurate. The new coach's first job will be fixing this offense. It shouldn't be a problem for long because this has to be the #1 available coaching job this off-season assuming it's open. Every candidate will be salivating over that position.
  18. Well moaning about McCarthy on a night he was awful makes a lot more sense than fixating on a mediocre safety on a defense that has looked, well, identical to when he was on it. Those positional rankings...I give them very little weight. People were clamoring about bringing Tramon back because he was the #9 corner in 2017. Tom Brady was QB #13 when we traded HHCD. After reading the scout evals, the coach and player comments and just living through his career, I don't think we miss anything shipping him off. Pretty stoked we added a 4th for a disappointing player in the middle of a season going nowhere fast. I don't think we ever punted on the season. Did we punt at 4-6 in 2016? We're just losing so I think some are being a little revisionist with things.
  19. I honestly don't see any difference between he and Williams production wise. Seems like you are really venting spleen here. HaHa was totally forgettable. He did next to nothing. We were routinely burned with him out there, sometimes directly due to him making mistakes in coverage. Is there any hard evidence that he's made any kind of difference? We played two games and basically blew out Miami and looked like we have all year against Russell. I would understand it he'd looked super good this year or something but he didn't. At all.
  20. They’re stuck with Perry for one more year, I think. His deal had a potential out after 2019 when they’re able to cut him and save cap. Before then, I think they get hammered. This is the worst year of his deal. Number goes drastically down next season.
  21. Don't think 9-6-1 and an early exit saves his job. Don't think this team is good enough to do it either. My guess is the opposite at 6-9-1. But I legitimately feel better about the direction of the team than I have for some time. I feel like they're finally blowing things up to a degree and cutting ties with underperformers. There's going to be a curve when you do that, but they're drafting well and doing the the right things. If they follow through on firing McCarthy I'll really be excited about the next few years. Rodgers makes a rebuild much faster. I just feel like they finally burned the house down instead of calling the cheapest contractor over for a lazy repair, which is what the last 7 years mostly felt like.
  22. Hey thanks dude. Don’t think I ever said HaHa was some difference maker or having him would make a difference. Just that it was an obvious sign/move that they weren’t serious about the season. It made them worse. I don't think there's a shred of evidence to support that. He's a mediocre player with a blue chip pedigree that never lived up to it. He made no big impact and they were burned all the time with him on the field.
  23. You never want to see Rodgers win again? Yeesh. This season is turning out remarkably similar to his first year as a starter. Just a total inability to close games. 7 losses that year by 4 points or less. Loads of young, but not quite ready talent. It feels like watching the same team. Think the team is in good hands going forward, but this year was just not in the cards. Soft rebuild.
  24. They were the same team with Ha-Ha dude. Nothing has changed. It's not like they were locking down QBs with Ha-Ha back there. They gave him up because they didn't like him and they got a 4th for a guy that was gone. It was actually sort of a remarkable move. They weren't going anywhere with or without him. The problem is the offensive scheme. It has run dry.
  25. Yeah I'm not seeing this. Ha-Ha wasn't good. He was pretty big disappointment and had become a malcontent. Somehow, the real problem on this team is the offense. It has talent and looks good but just has no rhythm to it at all. That last-ditch drive was very telling. Not even a pulse there. Pathetic.
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