What is your priority? Rarely does someone at the end of their life wish they had worked more. I'm leaning heavily toward joining a private golf club largely for the hopeful social connections, even though $250/mo ain't cheap for me. But it's somewhere I could go on whatever day I have off, even if it's just to hang out. Ultimately I'm probably stuck at my job. I pay $100/mo rent through work, and adding that benefit into my pay, I won't be finding a similar salary to make up for that elsewhere. You might not be able to make a drastic change, so look out a few years. What do you want your life to look like in 5 years? Or 10 years? Identify the changes required on how to get there and look how you can get there incrementally: - If your second job is more the goal than the first job, what would it take to make your second job your only job? Open your own "home" kitchen (I forgot what you called this) and rent out to other vendors? - If your second job is only for extra income, are there other ways to make up that income? Or is that income really necessary? Could you reduce expenses instead? - If first and second jobs are important, are there other ways to meet your personal time activity (softball, church) needs that don't conflict with those jobs? Small changes are often easier to manage than big ones.