So, just thought I would update my tale, since our tax gal is done with it, and we will pick it up this Wed. She is filing a 1040X and a schedule of some sort, and maybe 1-2 other things, indicating when we bought and sold options and stock. All the options money was reported twice, because it was on my W2 and Smith Barney reported it separately. All the Sharebuilder stuff DID pretty much balance out, I actually lost just a bit on all the trades combined. So, thus far, this is what we will be sending in...while the IRS says we owe $11K+ in taxes, and $15K+ in taxes, penalties, and interest; our amended return, filled out by a professional, will claim we are owed $46. Let's hope for the best. By the way, the most eventful things that happened were my 2 calls to the IRS, and the one call I made to Smith Barney because they never sent me a needed form. The first gal at the IRS told me she was going to grant me a one time only one month extension. When it became obvious our SB form would not arrive in time, I called again, to explain I would be late, just to let them know. The woman told to me hang on, and gave me another one month extension, as if they give them out to anyone who asks. My call to SB was a peach. I talked to 5 people, the first 4 of which all told me they had no idea how to help me, because my SS# was not in their system. The 1st and 4th both asked me when I had worked for Citibank, because they worked in the Citibank associate division. Astoundingly, the 5th person found me with ease and sent me the proper form on the first try. My wife says I'm never filling out our taxes again, and I have no problem with that. Thus far, our bill for the tax help is $221.