Yes, 'cause having two incomes is whack. Now that I'm married and we have two decent incomes (and my current income is much greater than when I was single), I am much poorer now. How can this be you ask...you get a mortgage, double the car payments, double the gasoline costs, much more in groceries (especially if you were on the mac-and-cheese diet like I was), an astronomical clothing budget for the wife, a something for sale party every other week (Lia Sophia jewelry, cooking parties, candle parties, etc.), home improvements, and endless other expenses that you can't imagine. I figure when I got my professional job right after college is the most wealthy I'll be, possibly until I retire, but maybe for my entire life. Truer words have never been spoken. When I graduated college and got my first "real job" I seemed to have extra money to save and invest. Now that I make far more money, it all seems to evaporate- for all the reasons above and more. Then add kids to the equation. There's obviously the big ticket items like college funds, more clothes, food, etc. But you get "20 dollared to death" as I call it. Every time I turn around someone needs $20 for something. Bottom line, we're all skirting around the elephant in the room. Stable, fulfilling (hopefully) relationship and kids (in many cases) which can be very rewarding vs freedom and possibility of new kitty cat on any given night.