75 bps again in July and then a couple of 50 bps bumps in the fall is what I read.
This is really my second test as an investor. I handle my wife’s and my own retirement accounts. Amidst the Covid crash, I definitely missed on some gains on the way back up by moving a chunk of money from the SP500 into gold and hard asset funds (basically at the worst time, when the SP hit its low). I corrected that by late summer of 2020. So far this year I’ve been disciplined, but I do worry about 1) international stocks and hope they perform going forward, and 2) overall diversification. I’m 60-70% into the SP500 and 100% in equities across all accounts (401(k), 403(b), Roth IRA, HSA). We’re ~20+ years from retirement, so I probably shouldn’t worry much about that.