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Everything posted by wallus
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Yes but wouldnt more mortgage payments go towards more principal versus the other loans? Do you understand what I mean by that? Also, the tax deductions should not be something I will be able to take advantage of. ($80000 loan)
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I am eligible for a FHA loan which requires no money down so luckily I do not have to pay PMI. Robin, I guess I do not understand why I would pay off those other loans first. My mortgage rate is going to be smaller (4.75) vs my auto loan (5.79) and is for a much larger amount. Due to my house being really affordable, I do not see myself itemizing.
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I literally just bought a house and will be closing soon. My advice? Use the Internet to search for houses. The first house I inquired about ending up being the one I bought. The only other advice I have is to take your time and not get attached to any one house. There will always be another house on the market.
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Bankrate.com Bankrate has the local and national rates for money market accounts. Yes, I have looked there and quite a few other places. If i could find an investment over 4.75%, (would actually have to be more since I will get taxed on that income), I would consider it.
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I am getting no higher than 4.75%. A friend of mine suggested not putting any money down as well. I do not understand that reasoning so maybe you can help me out. What money market is going to give me better than 4.75% interest? I get terrible interest now with what I have.
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How much of a salary should I be putting in? Am I wrong in assuming that puting in the max amount and having my employer match it will be enough? I have pretty much told myself that social security will not be there sadly.
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I remember that you said you got the $8000 first time tax credit, make sure you stay there 3 years so you don't pay it back.
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So I have had a few days off which gave me some time to plan my path to "wealth". A little background information: 24 years old, single, teacher. I just recently just bought a house and a new car. You are probably thinking that I should not have gotten a new car and you are probably right there. Basically with a lot of successful older members here as well as a good amount of younger people, I thought it would be good to get any advice I could. My plan right now is to share the rooms of my house since it is way too large for just me. I also plan on paying the house payments ahead as much as possible because the tax benefits will not help me. I really do not go on any vacations and the only money I "waste" is on my car addictions. Any other suggestions? I am hoping to retire with no worries and want to start on that path now.
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Who would he replace on the mlb roster? I say let him work on things as long as possible. It would be ideal for the roster configuration for him to be the starting 3rd baseman.
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Get well Trevor and fast. -
It's blacked out for me on the mlb sports package on Time Warner. Not happy
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Wow congratulations! I think the government would not mind you doing that because now you can spend your money on products rather than on interest. I plan on spending my $8000 to either wipe out my car payments or put down on the house itself.
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I just wanted to add that I bought a house. I will be honest and say that the $8000 made a big difference in me getting one now versus in a few years. The interest rates right now are ridiculously low!
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There are only 162 games in a mlb season.
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Anyone think Melvin regrets not re-signing Branyan?
wallus replied to GormanHarvey's topic in Milwaukee Brewers Talk
Everyday without Russell Branyan makes me die a little more inside. -
I knew some wiseguy would say something like that. The peanut gallery one is pretty bad too.
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It doesn't happen so much on this forum, but why do people say "thats my 2 cents" or some variation? It's just stupid and annoying to me.
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Well I love the bleachers personally and without a doubt buy them from you. (yes i know that was of little help)
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List of teams with potential cash flow problems
wallus replied to NYChez's topic in Milwaukee Brewers Talk
You mean we could turn into the Cubs who get hugely lopsided trades because of money? -
Student Expectations Seen as Causing Grade Disputes
wallus replied to gypcasino's topic in Off-Topic Forum
I have to admit I am surprised that you are talking to 3rd graders about this issue. I am a high school teacher and would not find that appropriate given the obvious delicate situation. -
Time Warner Cable customers to lose 19 Viacom owned channels on jan 1st
wallus replied to adamb100's topic in Off-Topic Forum
Is there anything I can do knowing that I am not getting channels I am paying for? -
Culvers has really gone downhill over the last 2 years. I would much prefer to have a Sonic.
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What about doing that trade (which I really like btw), moving Hart to first and put Ellsbury in right? This would assume that we would keep Cam. I think it would be nice to have a potential Derek Lee defensively first baseman as he could save a lot of errors. Our offense would be hit yes but our defense would be greatly improved. Also use the savings to sign Sheets and I would like our rotation.
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They need to start somewhere, Fielder would be there at least two years. I think the Rays from this year say you should not give up on any season (not directly comparing the Royals to the Rays)
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Looking at their last year's 1b, it would help them suck less by a lot.