Seldom post. Have been lurking since around 2003. I check in everyday and greatly appreciate most of the posts I read. I retired at 49, my better half stopped working at 45. How you ask? In our mid twenties we both worked for an international corporation, I as a production manager, she are a research chemist. We decided then to live on one income and save the rest for an early retirement at 45. Hoped to open a Ma and Pa bird feeding store. While our peers had their 5 bedroom homes in the "right" neighborhood and drove several luxury vehicles. We lived in a one bedroom home in the country and drove an economy sedan. Not two but one. We heated with wood, grew most of our vegetables and only went out to dinner several times a month. In 1992 the division I worked for closed. Ugh!! Thankfully, we had already made plans to open a business. Sold our home, moved to Wisconsin and ran a small business for a couple years. Sold that (broke even), she stopped working as I took a job with a competitor. 3 plus years (2004) later retired to Southwestern Wisconsin. Still heat with wood, grow most of our vegetables and are living happily ever after.