Good point. Yes, I don't know how people are affording it. I look at young families with 2-4 kids and say the parents are a teacher and a nurse. Good solids jobs, they've done everything right their whole life. But combined income probably in the 100K neighborhood. Daycare is also crazy expensive now. I see these folks and I have no idea how they're doing it. How are they paying off their loans, their mortgage, daycare, cars, all the other kids costs, saving for retirement, saving for the kids college? I can only assume they're massively in debt, living basically month to month, and saving nothing. And have no money left for vacations or actual life enjoyment. Granted, they probably don't go on 10 vacations a year like I do so don't have that cost, but still. I can't imagine their balance sheets look good at all, unless they have help from their parents.