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Patrick425

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Everything posted by Patrick425

  1. Patrick425
    All the speculation is exciting, the Brewers could use another starter, and it's fun to see them doing all this wheeling and dealing. However, it sounds like Cobb wants around $20M/yr for 4-6 years. It does seem a bit steep for a guy that has never thrown more than 180 innings in a season. Also, the projections on Baseball reference have him at a 4.20 ERA and 1.29 Whip. If that ends up being anywhere close to accurate, it seems rather pedestrian for a pitcher making $20M/yr.
  2. Patrick425
    I'm looking forward to it as well. Hopefully we can keep the thread positive. Last time we had an Olympics thread I seem to remember a few posters stating how boring they thing the Olympics are and how disinterested they are about it. That's fine, but not sure why you feel the need to post that here. How about just not posting anything in the Olympics thread if you don't have any interest in the Olympics?
  3. Patrick425
    Yeah, I don't think this would work out too well. Along with reasons that others have mentioned including penalties for early withdrawal before age 59.5 from retirement plans (However, principal contributions older than 5 years contributed to a Roth IRA can be withdrawn at any time), there are others. The 4% rule assumes you are retiring at a traditional retirement age (65ish). You are adding 20 years to your retirement life that the $1M will have to cover. Also, your kids would be around 15 years old or younger when you retire. Your family health insurance premiums will be at least $1,000 a month, probably closer to $2,000 (and you won't be eligible for Medicare until 65). Also, your SS benefits will be greatly reduced when you finally are eligible to collect it since SS is based on highest 35 years of pay. If you retire at age 45, you may have 25-30 years of pay at the most (based on the current way SS works). As a side note, the 4% rule is questionable. If you Retire at 65 and have $1M and use the 4% rule, the $1M principal would get you to age 90 (assuming it's 4% of your initial retirement amount and not 4% of the amount at the end of each year) . So, it seems to assume that you just move all the money to cash when you retire. That would be a foolish move. You should be at least at 50/50 (50% Equities/50% fixed) or 40/60 in retirement.
  4. Patrick425
    All exactly true. One of the issues with people who are afraid of or have a negative view of the market is that there is a lot more noise made by the general media when the market has a down day or a rough year or two. 75% of the time the S&P 500 is up on an annualized calendar year basis. The S&P 500 has only been in existence since 1957. However, it can and has been extrapolated back to 1926. Since that period, if you take the annual returns of the S&P 500 and calculate rolling 10 year annualized returns, there have been only four (out of 82) 10-year periods where the annualized return has been negative. It's never been negative over a 20 year period. The worst 20 year annualized return was 3.11% for the 20 year period ending 1948 and that included the great depression years (the cumulative return for that same period was 84.42%. The average annualized return for a 20 year period is 11.01%. The average cumulative return is 854.63% I'm not suggesting that you should only invest in a S&P 500 index fund. As adambr2 stated, you should have diversified retirement portfolio. My point is that over longer periods of time (10+) years, historically, the market has always gone up. The S&P 500 has been up 9 calendar years in a row now. We are due for at least a few bad years. Trying to time it is a foolish game. You just have to be in for the long hall and roll with the punches.
  5. Patrick425
    Saw this as the headline on an article on MLB trade rumors: Market Notes: Orioles, Lynn, Dickey, Braves The only two names that stood out to me were Lynn Dickey. Edit: If you are younger than 40 and/or not a Packer fan, Google it.
  6. Patrick425
    I know you’re being sarcastic, and this is a topic for another thread, but yes - labor is the source of all wealth, and in baseball that means the players. Owners aren’t turning double plays, hitting game winning home runs, inspiring kids around the world, etc. They are merely leeches who siphon the surplus value of players’ labor and place it directly into their pockets. Half the league isn’t even making an ounce of effort to win games right now, yet those teams will still reap massive profits. What about that is good for baseball? http://images.memes.com/meme/233643
  7. Patrick425
    I missed this post from High Heat. While I'm a strike while the iron's hot and trade for known talent type guy, I think this is a bit too steep of a price. Especially considering the year that Santana just had and how controllable he still is. Not saying Santana can't be part of the trade, but asking to add 2 of your top prospects in addition is too much.
  8. Patrick425
    Well put. I understand being tight with prospects during the early phases of rebuilding, but once the window is there and it's time to contend, then you need to be willing to part with prospects in return for proven talent.
  9. Patrick425
    Interesting comments from Brandon Moss regarding the pace of the offseason. Basically saying that owners are just taking advantage of what players bargained for and he doesn't blame them for doing so. https://www.mlbtraderumors.com/2018/01/brandon-moss-slow-free-agency-offseason-cba.html
  10. Patrick425
    If you can find one post from HH19 and then click on his name on the side, then click on "search users posts", you can pretty much find all of his posts.
  11. Patrick425
    I got this frame as well from the Brewers. However, I already have a similar one on my car. I just put the stickers up toward the middle of the plate. Have had this for years and have never been pulled over. I got hit from behind on the freeway about 3 weeks ago. The state trooper that came to the scene never said anything about my plates (plates were not damaged do to the accident).
  12. Patrick425
    S&P 500 up over 7.4% year to date after today's close. Crazy. Last 9 years the index has had positive returns each year. There has never been 10 straight calendar years of positive returns for the S&P 500. Something will eventually spook the market, geopolitical or otherwise, and a correction will happen, but it's been quite a ride so far!
  13. Patrick425
    Right. Because Braun didn't play 135, 140, 135 the three years previous to last season. Annual must mean something different to you. Geez..sorry! I said 1-2 months. 135-140 games is not great for someone making that kind of money. He missed many games with nagging injuries. Keep in mind several of those games were late inning pinch hitting appearances. Let's just say I don't think he's getting healthier as he gets older and I don't think it a crazy notion to assume Braun will be on the DL at some point in 2018.
  14. Patrick425
    My preference on this: 1B: Braun (81 games), Thames (81 games w/ 0 against LHP) LF: Yelich (100 games); Braun (52 games) CF: Cain (110 games); Yelich (52 games) RF: Phillips (120 games); Cain (42 games) Trade Santana for Salazar + or for Meija and sign a FA pitcher. This keeps Braun at ~130 games, Yelich & Cain at ~150 games, Phillips at ~120 games and Thames at ~80 games. Seems like a good split to me. I'm sure Thames will be really stoked about playing half of a season. You are forgetting the annual Braun 1-2 month injury. Thames would end up getting 100 (or more) games.
  15. Patrick425
    Really? I would bet that Brett Phillips never has an offensive season that surpasses what DS did last year at 24 years old. You must REALLY value defense. Seems like Stearns is making the point that he hates Ks. While Santana's K rate is not great, he at least get's on base. Broxton and Phillips have very high K rates, so I see him favoring trading those two. The obvious flip side to that is Santana has more trade value.
  16. Patrick425
    Did we have enough talent to force it? Are there interviews in october the previous year where he said he'd make the change? I wasn't trying to make the point that it's not going to happen because they talk about it every year and it never happens. I was just making an observation. This might actually be the year that it happens.
  17. Patrick425
    Funny, every year about this time there are rumors of Braun moving to 1B: Article from 2/8/2016 https://www.mlb.com/news/will-brewers-move-ryan-braun-to-1b/c-163980862 Article from 2/5/2017 https://dairylandexpress.com/2017/02/05/milwaukee-brewers-could-ryan-braun-moved-first-base/
  18. Patrick425
    Geez, it's been over a half hour since the Brewers have made a move. C'mon Stearns, stop slacking!
  19. Patrick425
    Can't understand at all how anyone could possibly be upset with this?! A known commodity that is controllable for 5 years at a bargain price for prospects that might be great someday, or may not be. I'll take controllable known greatness over possible greatness any day.
  20. Patrick425
    I found this on the Johnsonville web site: https://foodservice.johnsonville.com/products/hot-dogs.html
  21. Patrick425
    Who's Scott Toen? Edit: Nevermind, I'm guessing you meant Scott Rolen.
  22. Patrick425
    Reading through this it's interesting in regards to the cable companies not relenting any more when you threaten to cancel. We have cable and because of the way I watch TV, I don't have any plans to cancel even though the rates are pretty high. When I turn on the TV, many times I'm not looking to watch anything in particular. I'm a flipper. I like to scroll up and down the guide and many times will watch 2 or 3 things at once (flipping back and forth between commercials). Right now, I'm willing to pay more in order to avoid the hassle of having to go back and forth between different subscriptions and devices to watch something. I especially would not like missing some live sports. Having said that, it is crazy how they just keep jacking up the prices. It use to be if you just called, they would find a way to lower your bill. I was planning on calling at some point in the next month or two and tell them I want to cancel, but from reading some of the posts here, it sounds like that does not even work (until after you actually cancel).
  23. Patrick425
    I've always been confused by all the sausage sponsorship's and the Brewers. Klements sponsored the racing sausages, but Uecker promoted Usingers and there were Usingers commercials during Brewer games. I also feel like I have heard Johnsonville advertising during Brewer games (not just in the 80s, but more recently). Same with insurance. I believe West Bend, American Family, and AllState all have signs on the outfield wall.
  24. Patrick425
    It seems like you are suggesting that the Brewers have already retired numbers that should not be retired. Perhaps you are thinking of Aaron and Fingers. Aaron's number was clearly retired because of his baseball roots in Milwaukee and he finished his outstanding career and hit his last HR in a Brewer uniform. I personally would not want to see any Brewer after Aaron wearing 44. It deserves to be retired. In regards to Fingers. He played the last 4 years of his career and recorded his last save with the Brewers. One of those years he won both the MVP and Cy Young award, and many argue that the Brewers would have won the 82 WS if he had been healthy. His number being retired is possibly the only one I might question out of the current Brewer retired numbers, but I really don't have an issue with it considering his impact while with the Brewers. In regards to the uniform number 44 in baseball in general. It it has always bothered me when I see a "non-star" type player wearing that number. Not only did Aaron wear that number, but also Reggie Jackson and Willie McCovey (and I believe that there are a few more that I'm forgetting at the moment).
  25. Patrick425
    So are you saying there is no risk? It's an automatic, guaranteed money maker? Then every time a sports team is up for sale, every billionaire in the world should be lined up to buy it. I think when the Brewers were up for sale there were 3 or maybe 4 interested buyers. That's puzzling if its supposedly a no-risk money maker.
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