Burnie, thanks for the explaination.....but I still don't understand. So there are two Division I's?? Yes -- There is 1A -- which is Big Ten, Pac 10, SEC, ACC, etc. and then 1AA 1AA teams would be "Big Sky" like Montana, Idaho -- "Ivy League" like Cornell, Princeton DeVry, "Colonial" -- James Madison, Delaware, etc... "SWAC" -- Grambling, Jackson State, etc... "Southern" -- Appalachian St., The Citadel, etc... A lot of 1A teams will schedule a 1AA team as a NC game -- especially since most teams now play 12 games instead of 11, and had to scramble to schedule teams these last few seasons (that is why UW ended up playing Cal Polygon). Most 1A conferences though penalize teams for playing 1AA teams in tiebreakers... For example if Michigan is 12-0 and Wisconsin is 12-0, if Mich beat a 1AA team as a NC game, and UW beat 0, UW would win the tie-breaker. Hope this helps.