I created quite the controversy apparently. Lol. All I said was I thought folks should be careful out there, nothing more. Some people (myself is one) are a bit more aggressive than the tortoise 40 year plan so it is a bit more imperative to pay attention to the shorter term trends. And that's not to say the 40 year plan is wrong, most people should be doing it as they don't have the time, energy, wherewithal, etc to be doing anything different. The free money rolled for quite some time, we're due for some sideways/volatility for awhile. Especially when the algorithms decide to sell 3-400 points off in afterhours trading based on what turned out to be a fake news piece like they did tonight, or when Credit Suisse ETN's go bankrupt and terminate in a half hour during extended hours trading when it had been one of the "best" money makers for years. Many many managers got F'd bad with XIV and SVXY.