LouisEly

Given that you purchased in 2009 (I bought my rental properties in 2011) I assume there has been significant appreciation. Given that it's a rental property, I assume you have not lived in it 2 of the last 5 years and thus will need to pay capital gains taxes on the appreciation of the value. Something to consider. Have you had an attorney review their offer? I wouldn't necessarily trust the bank or your realtor. My gut feeling - don't take the offer. If they stop paying, you'll have to sue them and they likely have deeper pockets and can afford better attorneys than you. Not exactly true. It's true that real estate only goes up slightly more than inflation. But it is appreciating on the value of the property, not what you've put into it. Consider a property worth $500K. You place 20% down, or $100k. Real estate appreciates on average at 2-3% per year (my rental property is 5% compounded from when I purchased it). Let's assume 3% per year. That 3% is on $500K, so it goes up in value by $15K. But you've only invested $100K, so your rate of return is $15K/$100K = 15%. Now, 12 years after I purchased my rental properties, they are worth ~$500K. If they appreciate at just 2% this year, that's $10K in value increase. But I only put ~$70K down, so my ROI on my initial investment is $10K/$70K or 14% (excluding rental income or repairs I have put in to them). If they appreciate 5%, my ROI on my initial investment is $25K/$70K or 35%. Let's say I was living in them and not collecting rental income. I've put about $30K in repairs into them (had I lived in them this would be a lot lower as most of that is flooring/paint from tenant damage). On 2% appreciation this year my ROI would be 10% for this year ($10K/$100K). On 5% appreciation, my ROI would be 25% ($25K/$100K).

FFRHX https://money.usnews.com/funds/mutual-funds/bank-loan/fidelity-advisor-floating-rt-hi-inc-fd/ffrhx Someone who knows more about bonds than I do tell me why this would be a bad investment while interest rates are high.

Because with Houser on the IL they will likely need him as a starter at some point during their upcoming 17 games in 17 days stretch. Right now, Rea is the 5th starter.

I thought this was the official state song?

Frelick over the last 28 days has a .514 OPS. Yelich is .589. Tellez needs to be the DH vs RHP. Yelich or Frelick needs to sit.

I"m out of market and have YouTube TV. It was on FS1. Even if for some reason you get a different game live they almost always show a replay of the game sometime within the next 2-3 days.

Duke saved the biggest upset for the last game of the weekend.

The Dodgers starting rotation is now down to Kershaw, Bobby Miller, Lance Lynn, Emmett Sheehan, and... ? Suddenly they aren't looking like the steamroller many thought they were.

Kolten Wong was released by the Mariners a month ago. He signed with the Dodgers on August 9th. And in true Dodgers fashion, he homered in his first plate appearance with the Dodgers.

Hard to believe it was just two years ago that he was a 27-year-old with an OPS of .949 and was one of the budding young stars of the league. Feel sad for him that his injuries made him washed up by the age of 30.

Regarding the D-Line: 1) Most of the time they only had two DL on the field. They're not going to get much production from the DL with only two DL going up against five OL. In the second half it looked like they played three DL more frequently, but I don't have numbers to back that up. B) Buffalo completed 26 passes for 194 yards, but 51 of those yards were on one play. Outside of that pass, the average yards per completion was 5.72. They were throwing quick passes more than UW was. Hard to get pass rush when the ball is out of the QBs hands within two seconds. And, to his credit, their QB did a good job of throwing the ball away when he sensed pressure.

After watching the rest of the Big Ten West this weekend, I think it's still safe for Badgers fans to book hotel rooms for 12/2 in Indy.

My guess is Uribe through Sosa, then see where they are. Milner threw 16 pitches yesterday and 14 on Friday - can he go a third day in a row?

Welp, now that the no-hitter's out of the way, how long do you go with Miley? Still only at 70 pitches. Through Harper?

And McLain, India, and Votto on the IL. They weren't on the IL when the Brewers played them six in a row around the All-Star break.

Yeah, the wind knocking down three home runs that would have given you a loss isn't luck or anything.

The defense that gave up 45 points to Michigan and 63 to Georgia in the CFP last year? Yep, three of them.

TCU had eight players drafted this spring. They lost a ton from last year.

FWIW, the Badgers scored more points today than Michigan did against East Carolina and Ohio State did against Indiana.

With 17 in a row from 9/8 through 9/24 and Houser on the IL they might need a bullpen game or two. Rea/Gasser would be the 5th starter.

I can see them using both. With players having to stay down for 10 days when being optioned, it allows them to send them down after a start and recall an extra reliever. They'll only be needed every 10-12 days if they alternate between Rea and Gasser. Won't hit the limit of five options if they're only needed every 10-12 days.

If we learn only one thing from 2020, it's that employers should have a sick leave policy that encourages people to stay home when sick. Have generous sick leave limits. Don't punish people for staying at home when they're sick.

Miller didn't play in either game of the doubleheader yesterday. Pretty good indication that it's him, for now.

Ford Motor Company just posted a job in my line of work at my level. It is fully remote. They had over 80 applicants within two hours of being posted on LinkedIn.