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FVBrewerFan

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Everything posted by FVBrewerFan

  1. FVBrewerFan
    Yes, but in this world you need a credit card. My great= grand parents didn't have a telephone either..or a car. Times change. Besides, it's very difficult to build a really good credit score without using a credit card. You can do it, but it takes much longer to develop a credit history. The key isn't using a credit card or not, it's whther you pay it off in full every month or not. You must, must, must make it a firm rule to pay it off in full every month, then it basically is the same thing as using cash.
  2. FVBrewerFan
    The more time goes by, the more I'm convinced Jack Z had more to do with the recent "success" of this team than Melvin. Not sure if that's fair or not, but Jack Z hand delivered Melvin a ton of talent. All Melvin's had to do is find a quality arm or two, and he hasn't been able to do it.
  3. FVBrewerFan
    That's what a GM is for. Of course it's not easy, but a great GM should have the knowledge, instincts, and quality people to identify that "diamond in the rough." Find guys who are about to be great, then find a way to get them. Not the best analogy in the world, but it will help explain my point. Ron Wolf went out and got a 3rd string QB from Atlanta, and overpaid to get him. Most thought he was insane, but he knew what he was doing. I understand baseball is different, and there's a much higher rate of failure in identifying top of the rotation pitchers. But Melvin has had how many years now? Six? And he hasn't found ONE.
  4. FVBrewerFan
    Or any professional athlete.
  5. FVBrewerFan
    None of my business, but just make sure you and your wife are on the same page when it comes to money. That's the best financial advice I can give to anyone. You most likely (by what you've said so far) benefit by moving all your credit card debt to a home equity loan. These terms are very flexible, so be realistic about how long it will take, and get the loan for that time period. Now you're making one payment every month, plus it will probably be tax deductible for you. Next, DON'T cancel the credit cards. One of the biggest factors in your credit score is amount of credit available to you vs how much you use. So keep them in drawer, and only use each one a couple times a year, and then pay it off immediately. Use only one consistently, and like others have said pay it off each month in full. I have 6 credit cards, but only use one. Not only do I pay it off in full every month, I'll send in 2 or 3 payments each month (via automatic bill-pay from my credit union.) This way I don't get slammed with a big nut I have to pay at the end of the month. (Which is when my mortgage, utilities, insurance, etc. is due.) The other 5 cards I'll use a couple times a year for car license renewal, magazine subscription, etc. Then I pay the credit card company the same day. Bottom line, I view my credit card like a checkbook. If I use it, I pay it off right away.
  6. FVBrewerFan
    The way I see it, if the starting rotation isn't any better, or only marginally better, you may as well start Gerut in CF because it won't matter anyhow. McClung could play out there. If 2010 isn't REALLY the year to make a run, then why pay Cameron another $10MM plus?
  7. FVBrewerFan
    Lopez has been on 1B so often he may as well build a house there. The Brewers don't have anyone else like that on their roster. He is the lead-off guy this team needs. I don't know where this "not hustling" thing got started, but he is playing with bad wheels. Any player will pick his moments to really bust it hard in that case.
  8. FVBrewerFan
    I agree with that, mletto, if the goal is to be a playoff contender. If all 5 starters are healthy, I could see a team slightly over .500. But if you want a team that can seriously contend for World Series rings, then those 5 won't get it done. Sure, you can add depth to the rotation, but that doesn't get you to the promised land. Not when your "ace" is no better than the top 3 starters for many of the true contenders.
  9. FVBrewerFan
    Weeks would even be a better choice in CF. I'm far from sold on that idea, but I would take him in CF over Braun.
  10. FVBrewerFan
    "Do you like tea more than mens' butts???" - Kevin The "Andy questioning his sexuality" story line was funny, otherwise this episode seemed very contrived. Stanley having an affair is a big reach, even for this show. This episode was run-of-the-mill. Hoping for a bounce back next week. I want to like Community, just not sure if it's going to stick with me. I'll give it another week or two.
  11. FVBrewerFan
    I think the Jim/Pam story wil be comedy gold this year. Think about it. Baby shower and/or wedding shower, bachelor party, wedding reception... They can do a lot with this. I mean...Creed and Kevin at a bachelor party...need I say more? They could also go in a funny direction with Pam's personality completely changing now that she's pregnant and married. Sweet Pam suddenly ordering Jim around... I just think the writing and casting is too good for this show to jump the shark quite yet. I'm giving Community a shot too. Yet another show (like Park & Rec) that try to copy The Office, but it's worth a try.
  12. FVBrewerFan
    Is it a foregone conclusion that Lopez won't be back next year? He may be a little above his career numbers, but he seems to be exactly what they need at the lead-off spot. Will Weeks even be 100% to start the season, and can he stay 100%? May not be a bad idea to keep them both for 2010. Anyhow, curious to hear everyone's thoughts. (edit: more specific topic title --1992casey)
  13. FVBrewerFan
    That graph is very telling, thanks for posting. I will disagree with your last comment though. World Series appearances are not a fluke, for the same reason $=wins. Big money teams are willing and able to buy a starting pitcher, big bat, or whatever it takes at the trade deadline. So they may have roughly the same number of reular season wins as other teams, but they are better positioned to make it to the World Series. For every Sabathia coming to Milw, you have 10 going to the big money teams.
  14. FVBrewerFan
    I had a suite at the MGM. You just have to win more money, and you'll get a nice room! And it worked, I came back and lost it all back the following year ; )
  15. FVBrewerFan
    Carpenter and Wainright. That's how they're better. Remove those two guys, and you basically have the Brewers. Or put another way, add Carpenter and Wainright to the Brewers and you have a World Series contender. Whena team in your own division has two SP better than your "ace" it's hard to make up for that.
  16. FVBrewerFan
    Does anyone have insight (or even an opinion) on who the Bucks are targeting for next year? I mean, we all know every move they're making is for the purpose of clearing cap space for next year and the following year. Have they gone a step beyond that and really targeted a certain player? Wade maybe? It just seems like lots of teams have the same strategy, and there's only so many players that will be available worthy of the max. Why would any "star" want to come to Milwaukee when they can get the same amount playing in a bigger market and/ot more competitive team?
  17. FVBrewerFan
    Well put Invader. I was real upset for a couple weeks, but now accept the fact it just didn't work out this year. However, if they start 2010 with the same rotation, or tweek it by adding yet another #4 or #5 type starter there's no excuse for that. History repeates itself, and I see the Cleveland Indians all over again. A team in a small market builds a shiny new stadium, the fans come in masses to see a good team. But they were never able to close the deal. The Brewers are headed down that same path. They have two more years of Fielder, and they need to make a legit run in that window. And the only way that happens is adding at least one, and probably two very good starting pitchers. That's not easy, but nobody said being the GM of a MLB team is easy.
  18. FVBrewerFan
    Not that 1.5 wins can be proven without subjectivley using data. Sorry, not even aimed at you end, I just think win shares is a shaky stat, and potentially dangerous when used in evaluation. Like most stats, it does have some meaning. Something interesting to look at, but it's a problem when treated as gospel.
  19. FVBrewerFan
    I think we've seen a natural uptick after having almost no growth for quite some time. Basically, business and individuals alike can't put off needed purchases forever. But consumer confidence is still relatively low, hints of higher inflation exist, and the banks are mortgage foreclosures are still a huge problem. Unemployment is still high, but as others have said that's always a trailing indicator. The market was looking for any signs at all of a recovery, and that's what we got the 2nd quarter. I think the economy in general still has major issues, and stocks are up based on a little good news, and a little speculation. This whole thing (economy, stock market, jobs) is balancing on a thread, and could tip either way depending on a whole lot of factors. So I started buying heavily as we started coming up from the bottom. I have sold off some positions recently after the run-up, buying some commodities, and keeping the rest in cash until the crsytal ball becomes clearer. What I have learned in 20+ years of investing is dollar cost averaging is great for brokers and traders, but horrible for me.
  20. FVBrewerFan
    Ever here the old adage "it's not WHAT you know, it's WHO you know?" Well, it's true. You probably know by now most jobs aren't posted publicly. Companies often hire from within, or hire people referred in by current employees, business partners, etc. In fact, often times a company will create a position if they think they've found a good person. So start networking now. Don't be embarrassed to ask family (even distant family), friends, etc. if they know of anyone you can talk to about a job. With that said, I'll admit I have no idea how "collection and analysis of data" relates to specific jobs and/or companies. In fact, that's something you'll need to concentrate on when searching. You'll have to frame your eduction and experience to fit the specific opportunities that come your way. Employers are less concerned with what you've learned, than what you can do for them- specifically. i know that's general info, but it's all I have... Good luck!!!
  21. FVBrewerFan
    I hate it when you're right Chorizo! Man, I would love this to have a happy ending where Fielder gives Mark A the home team discount and stays- even for another 3 or 4 years. But that's my heart talking, not my head. It's hard to imagine the Brewers resigning him. And as others have said, you really have to wonder if they SHOULD resign him to a mega-deal. Instead, maybe you move Gamel to 1st, Weeks can become the huge weapon we think he can be, and in the end the offense still flourishes. I would listen to offers starting now, and who knows what's out there? You can't lose. Either you keep him for another year or two, or you get a great package in return. When you think about it, it's really the most logical way we ever get an ace on the mound in the near future.
  22. FVBrewerFan
    There's another factor involved here, it's how Cameron or his replacement would fit into this line-up. If Lopez is gone, we're back to where we started at the lead-off spot. Escobar would be a big gamble, msot of us agree it's not the best place for Weeks. The only position left that makes sense in the lead-of spot is CF. It's just foolish not to have two high OBP guys in front of Braun/Fielder. So while Cameron may be an above average #6 or #7 hitter, he doesn't fit the role of lead-off hitter, and his OBP really isn't good enough to protect Braun/Fielder either. Is Patterson the answer at #1, #2, or #5? We don't know. It's not uncommon for players to play above their career norms for a couple years. Nobody is suggesting Patterson isthe answer for years to come, but maybe he gives you a year at a salary far less than Cameron.
  23. FVBrewerFan
    Except that's a made up stat that can never be proven. $10MM is better spent on pitching instead of a CF that does all his damage at the plate in 10 games or so. This team needs pitching to compete-period. Any dollars spent next year should be on pitchers. The only exception would be an unlikely extension of Fielder's contract.
  24. FVBrewerFan
    This is not in blue, honest question. Is Patterson an option in CF next year? He seems to be destroying AAA pitching.
  25. FVBrewerFan
    ASSUMING 2010, 2011 are similar to his stats this year, I may have been light when I mentioned $200MM. You have one of the very best power hitters in the game, who also hits for average. I can't think of many teams who wouldn't be interested in that. And it's even beyond the big market teams. Just look at the money Toronto threw at Vernon Wells as a quick (not perfect) example. Nobody cares about defense anymore. If you can put a guy in the 4 hole that will hit 40+ HR, drive in over 120, and hit .300 there is a place for him. Even the Yankees would find a way. Prince (and Boris) are taking a risk that he won't be injured, or have less than a spectacular 2011. But I would bet it's a risk they're willing to take.
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